Jackson County property record for 395 Concho Mtn, Cullowhee, NC 28723
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Oct 2021) |
| Tax Bill | $173 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7544-87-0512 |
| Primary APN | 7544-87-0512 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 395 CONCHO MTN |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-6696 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LT 2 OFF PINE CREEK RD |
| Legal Lot Number | 2 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950800 |
395 Concho Mtn, residential vacant land, is owned by an individual who bought it in October 2021.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 757, CULLOWHEE, NC 28723-0757 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on File |
| Deed Sale | Oct 14, 2021 · Amount on File |
| Deed Book / Page | 2316 / 1220 |
| Prior Transfer Date | Oct 13, 2021 |
| Prior Transfer Doc | 0023161220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Oct 14, 2021 |
| Property Address | 395 CONCHO MTN, CULLOWHEE, NC 28723-6696 |
| Document Number | 0023161220 |
| Book / Page | 2316 / 1220 |
| Map Reference | CAB 16 SL 858 |
| Instrument Date | Oct 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 173 CHALET HL, 173, SYLVA, NC 28779-7763 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 757, CULLOWHEE, NC 28723-0757 |
| Document Number | 0023161223 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2316/1223 |
| Name | HUBERT BRYSON |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Nov 13, 2023 |
The 2025 property tax bill for 395 Concho Mtn was $173.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $45,630 (-) Land $45,630 | |
| 2025 | $173.00 | $45,630 Land $45,630 |
| 2023 | $155.00 | $40,900 Land $40,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 395 Concho Mtn in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 395 Concho Mtn is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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