5249 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5249 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,012 sqft · built 1997
Lot Size	0.751 acres (32,714 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Feb 2002)
Tax Bill	$1,591 (2024)
Deeds & Mortgages	Feb 2026 Transfer Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00A00-0120`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00A00-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,012 sqft Heated Area
Gross Area	3,604 sqft
1st Floor Area	2,565 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	32,714 sqft (0.751 acres)
Lot Dimensions	2,620 ft deep x 1,250 ft wide
Garage Type	Mixed
Garage Area	553 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	415 sqft
Patio Area	350 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	132N29256900A000120
Street Address	5249 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE LOT 12 BLK A AS DES IN OR 1982 PG 28
Legal Range	29W
Legal Township	02N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	A
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

Source: Santa Rosa County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5249 MORGAN RIDGE DR, MILTON, FL 32570-8573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Intrafamily Transfer, Transfer
Feb 21, 2017	Deed of Trust, Mortgage PEN AIR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2002 · Amount on Record
Deed Sale	Feb 6, 2002 · Amount on Record
Prior Sale	Feb 6, 2002 · Amount on Record
Deed Document Number	0019820028
Last Transfer Date	Feb 2, 2026
Transfer Doc	0047031861
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 2, 2026
Property Address	5249 MORGAN RIDGE DR, MILTON, FL 32570-8573
Document Number	0047031861
Book / Page	4703 / 1861
Map Reference	MB 1982 PG 26
Instrument Date	Jan 22, 2026
Instrument	202604939
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5249 MORGAN RIDGE DR, MILTON, FL 32570-8573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5249 MORGAN RIDGE DR, MILTON, FL 32570-8573

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5249 MORGAN RIDGE DR, MILTON, FL 32570-8573
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036000743
Date	Feb 21, 2017
Book Page	3600/0743
Instrument	201706666

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Feb 28, 2037

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,591.00 (+2.12%) Homeowner's exemption	$163,503 (+3%)	$223,752 (+0.98%) Land $31,000 Building $192,752
2023	$1,558.00 (+2.5%) Homeowner's exemption	$158,741 (+3%)	$221,586 (+0.23%) Land $31,000 Building $190,586
2022	$1,520.00 Homeowner's exemption	$154,117	$221,074 Land $31,000 Building $190,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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