5253 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5253 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 1999
Lot Size	0.751 acres (32,714 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Aug 2016)
Tax Bill	$1,598 (2024)
Deeds & Mortgages	Jul 2023 Sale Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00A00-0130`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00A00-0130`
Alternative APN	`N29213256900A000130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,831 sqft
1st Floor Area	1,934 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	32,714 sqft (0.751 acres)
Lot Dimensions	262 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	324 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5253 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE LOT 13 BLK A AS DES IN OR 3552 PG 782 & AS DES IN OR 4412 PG 1181
Legal Range	29W
Legal Township	2N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	A
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

5253 Morgan Ridge Dr is owned and occupied by two individuals who acquired it in July 2023.

Source: Santa Rosa County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5253 MORGAN RIDGE DR, MILTON, FL 32570-8573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 18, 2022	Deed of Trust, Mortgage ALL IN FCU
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Prior Sale	Apr 18, 2002 · Amount on File
Deed Document Number	201634611
Deed Book / Page	3552 / 782
Last Transfer Date	Jul 6, 2023
Transfer Doc	0044121181
Record Updated	Jun 8, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 6, 2023
Property Address	5253 MORGAN RIDGE DR, MILTON, FL 32570-8573
Document Number	0044121181
Book / Page	4412 / 1181
Map Reference	MB F PG 83
Instrument Date	Jul 6, 2023
Instrument	202330249
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5253 MORGAN RIDGE DRIVE, CANADA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8013 PEMBROKE CIR, SPOTSYLVANIA, VA 22551-2561

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5253 MORGAN RIDGE DR, MILTON, FL 32570-8573
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042720287
Date	Apr 18, 2022
Book Page	4272/287
Instrument	202222978

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 12, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5253 MORGAN RIDGE DR, MILTON, FL 32570-8573
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5253 MORGAN RIDGE DR, MILTON, FL 32570-8573

Mortgage

Document Number	0040820669
Date	Mar 5, 2021
Book Page	4082/669
Instrument	202114625

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,017 (+2.9%)	$258,977 (+6.68%) Land $43,000 Building $215,977
2024	$1,598.00 (+2.24%) Homeowner's exemption Disabled Person's exemption	$173,972 (+3%)	$242,764 (+1.01%) Land $31,000 Building $211,764
2023	$1,563.00 (+2.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$168,905 (+3%)	$240,328 (+0.88%) Land $31,000 Building $209,328
2022	$1,522.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$163,985	$238,221 Land $31,000 Building $207,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5253 Morgan Ridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5253 Morgan Ridge Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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