5255 Crystyl Ranch Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5255 Crystyl Ranch Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,211 sqft · built 2004
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Sep 2019)
Tax Bill	$16,621 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121-400-004-2`

Property Details

APN / Parcel Number

Primary APN	`121-400-004-2`
Alternative APN	`121-400-004`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,211 sqft Living Area
1st Floor Area	1,782 sqft
2nd Floor Area	1,429 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Architectural Style	Cluster
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5255 CRYSTYL RANCH DR
City	CONCORD
State	CA
Zip	94521-5444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8094 L313
Legal Subdivision	SUBDIVISION 8094
Legal Tract	8094
Legal Lot Number	313
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	355309

Owner

5255 Crystyl Ranch Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5255 CRYSTYL RANCH DR, CONCORD, CA 94521-5444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 26, 2019	Grant Deed, Transfer · ARM US BANK NA
Jan 3, 2017	Grant Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Jan 3, 2017 · Amount on File
Deed Document Number	2019160578
Prior Transfer Date	Mar 14, 2016
Prior Transfer Doc	0000048433
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5255 CRYSTYL RANCH DR, CONCORD, CA 94521-5444
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5255 CRYSTYL RANCH DR, CONCORD, CA 94521-5444

Mortgage

Document Number	0000112454
Date	Apr 14, 2021
Instrument	2021-112454

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 26, 2019
Property Address	5255 CRYSTYL RANCH DR, CONCORD, CA 94521-5444
Document Number	0000160578
Map Reference	MB 401 PG 12
Instrument Date	Aug 26, 2019
Instrument	2019-160578
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5255 CRYSTYL RANCH DR, CONCORD, CA 94521-5444

Mortgage

Document Number	0000160579
Date	Sep 26, 2019
Instrument	2019-160579

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Mortgage

Document Number	0000160580
Date	Sep 26, 2019
Instrument	2019-160580

Lender

Name	MINHDOAN L NGO
Type	Private Party
Address	1342 JONES ST APT 7, SAN FRANCISCO, CA 94109

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 3, 2017
Property Address	5255 CRYSTYL RANCH DR, CONCORD, CA 94521-5444
Document Number	0000000864
Instrument Date	Dec 28, 2016
Instrument	864
Transaction Type	Transfer
Record Updated	Jan 13, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$995.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5255 CRYSTYL RANCH DR CONCORD CA 945215444, CONCORD, CA 94521-5444

Mortgage

Document Number	865,
Date	Jan 3, 2017
Instrument	865

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5255 Crystyl Ranch Dr was $16,621 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,450,170 (+2%) Land $669,309 Building $780,861
2025	$16,621.00 Homeowner's exemption	$1,421,736 Land $656,186 Building $765,550
2023	$15,952.00 (+1.11%) Homeowner's exemption	$1,366,530 Land $630,706 Building $735,824
2022	$15,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5255 Crystyl Ranch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5255 Crystyl Ranch Dr is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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