Osceola County property record for 5244 Luisa Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Nov 2025) |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202531541600010330 |
| Primary APN | 202531541600010330 |
|---|
| Lot Area | 2,614 sqft (0.06 acres) |
|---|
| Street Address | 5244 LUISA CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9658 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | WIGGINS TOWN HOMES PB 33 PG 43 LOT 33 |
| Legal Lot Number | 33 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 202531541600010330
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5244 LUISA CT, SAINT CLOUD, FL 34771-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2025 · Amount on Record |
| Deed Sale | Nov 04, 2025 · Amount on Record |
| Deed Document Number | 2025136486 |
| Deed Book / Page | 6875 / 1193 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 04, 2025 |
| Property Address | 5244 LUISA CT, SAINT CLOUD, FL 34771-9658 |
| Document Number | 0068751193 |
| Book / Page | 6875 / 1193 |
| Map Reference | MB 33 PG 43 |
| Instrument Date | Nov 03, 2025 |
| Instrument | 2025136486 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5244 LUISA CT, SAINT CLOUD, FL 34771-9658 |
| Document Number | 0068751195 |
|---|---|
| Date | Nov 04, 2025 |
| Instrument | 6875/1195 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Number | 0068751215 |
|---|---|
| Date | Nov 04, 2025 |
| Book Page | 6875/1215 |
| Instrument | 2025136488 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,267.00 (+359.06%) | $40,000 (+1%) Land $40,000 | $40,000 (+1%) Land $40,000 |
| 2024 | $276.00 | $20,000 Land $20,000 | $20,000 Land $20,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 78% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 287 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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