5251 McDowell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5251 McDowell Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	3.26 acres (142,006 sqft)
Owner	2 Individual Names on File
Last Sale	$26,500 (Jul 1998)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Nov 2023 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-032-015-40`

Property Details

APN / Parcel Number

Primary APN	`017-032-015-40`

Interior

Flooring	Carpet

Exterior

Lot Area	142,006 sqft (3.26 acres)

Location & Zoning

Street Address	5251 MCDOWELL RD
City	LAPEER
State	MI
Zip	48446-8095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8N R9E SEC 32 PART OF THE E 1/2 OF THE NW 1/4 OF SEC DES AS BEG AT A PT ON THE N SEC LI THAT IS N 89 DEG W 88 FT FROM THE N
Legal Range	09E
Legal Township	08N
Legal Section	32
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2010
Census Tract	342100

Owner

Source: Lapeer County records · APN 017-032-015-40

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5251 MCDOWELL RD, LAPEER, MI 48446-8095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Intrafamily Transfer, Transfer
Dec 21, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 1998 · Amount on Record
Deed Sale	Jul 17, 1998 · Amount on Record
Prior Sale	May 11, 1996 · Amount on Record
Deed Book / Page	1106 / 271
Last Transfer Date	Oct 27, 2023
Transfer Doc	0033770990
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Nov 27, 2023
Property Address	5251 MCDOWELL RD, LAPEER, MI 48446-8095
Document Number	0033770990
Book / Page	3377 / 990
Instrument Date	Oct 27, 2023
Transaction Type	Transfer
Record Updated	Jan 08, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5251 MCDOWELL RD, LAPEER, MI 48446-8095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8940 MAIN ST STE 2, 2, CLARENCE, NY 14031-1959

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5251 MCDOWELL RD, LAPEER, MI 48446-8095
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 MCDOWELL RD, LAPEER, MI 48446-8095

Mortgage

Document Number	0031570888
Date	Dec 21, 2020
Book Page	3157/888

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,800 (-1.65%)	$465,600 (-1.65%)
2025	$2,365.00 (+4.05%) Homeowner's exemption	$236,700 (+19.73%)	$473,400 (+19.73%)
2024	$2,273.00 (+10.18%)
2023		$197,700	$395,400
2022	$2,063.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
Bitwise Fixed Wireless	25 / 5

Based on FCC filings for 24 locations within half a mile of this property.

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