5248 McDowell Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 5248 McDowell Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	4.55 acres (198,198 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2011)
Tax Bill	$925 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`017-029-029-00`

Property Details

APN / Parcel Number

Primary APN	`017-029-029-00`

Interior

Flooring	Carpet

Exterior

Lot Area	198,198 sqft (4.55 acres)

Location & Zoning

Street Address	5248 MCDOWELL RD
City	LAPEER
State	MI
Zip	48446-8095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 31 904 000 00 SEC 29 T8N R9E THE S 600 FT OF E 1/2 OF E 1/2 OF E 1/2 OF SW 1/4. 4.55 A.
Legal Range	09E
Legal Township	08N
Legal Section	29
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1010
Census Tract	342100

Owner

Source: Lapeer County records · APN 017-029-029-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5248 MCDOWELL RD, LAPEER, MI 48446-8095
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2011 · Amount on Record
Deed Sale	Oct 19, 2011 · Amount on Record
Prior Sale	Jun 06, 2008 · Amount on Record
Deed Book / Page	2524 / 519
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	5248 MCDOWELL RD, LAPEER, MI 48446-8095
Document Number	0029050220
Book / Page	002905 / 000220
Instrument Date	Jul 06, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5248 MCDOWELL RD LAPEER MI 484468095, LAPEER, MI 48446-8095

Mortgage

Document Number	0029050220
Date	Jul 14, 2017
Book Page	002905/000220

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 13, 2027

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$925.00 (-49.56%) Homeowner's exemption	$186,500 (+19.86%)	$373,000 (+19.86%)
2023		$155,600	$311,200
2022	$1,834.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
Bitwise Fixed Wireless	25 / 5

Based on FCC filings for 24 locations within half a mile of this property.

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