525 W Mitchell St, Petoskey, MI 49770 Property Records

Emmet County property record for 525 W Mitchell St, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Tax Bill	$22,444 (2024)
Deeds & Mortgages	Dec 2023 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-126-024`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-126-024`

Interior

Units	16 Units
Building Area	9,166 sqft Building Perimeter

Exterior

Fire Resistance	Fireproof Steel Frame
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	525 W MITCHELL ST
City	PETOSKEY
State	MI
Zip	49770-2230
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COP B-3
Legal Description	WEST PARK ADDITION LOTS 5, 8, 9 & 10 BLK 5 LYING E'LY OF US 31 & 131. SECTION 6 T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	WEST PARK ADD
Legal Block	5
Legal Lot Number	5,8-10
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1005
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 753, PETOSKEY, MI 49770-0753
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer TALON TITLE AGENCY
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 6, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023
Deed Sale	Dec 20, 2023
Deed Document Number	20235209634
Deed Book / Page	1256 / 645
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 20, 2023
Property Address	525 W MITCHELL ST, PETOSKEY, MI 49770-2230
Document Number	001256/645
Book / Page	1256 / 645
Instrument Date	Dec 15, 2023
Instrument	5209634
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	TALON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 753, PETOSKEY, MI 49770-0753

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	525 W MITCHELL ST, PETOSKEY, MI 49770-2207
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 622, PETOSKEY, MI 49770-0622

Mortgage

Document Number	0000001224/0000000028
Date	Aug 14, 2020
Book Page	0000001224/0000000028
Instrument	5176974

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Mar 6, 2020
Property Address	525 W MITCHELL ST, PETOSKEY, MI 49770-2207
Document Number	001219/835
Book / Page	1219 / 835
Instrument Date	Feb 25, 2020
Instrument	5172778
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 622, PETOSKEY, MI 49770-0622

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,700 (-8.25%) Land $412,700	$825,400 (-8.25%) Land $825,400
2025		$449,800 (+21.83%) Land $449,800	$899,600 (+21.83%) Land $899,600
2024	$22,444.00
2023		$369,200 Land $369,200	$738,400 Land $738,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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