Emmet County property record for 438 W Mitchell St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Lot Size | 0.389 acres (16,978 sqft) |
| Owner | Company Name on Record |
| Last Sale | $265,000 (Jun 2003) |
| Tax Bill | $14,120 (2024) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-127-044 |
| Primary APN | 52-19-06-127-044 |
|---|
| Building Area | 2,518 sqft Building Perimeter |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Fire Resistance | Fireproof Steel Frame |
| Lot Area | 16,978 sqft (0.389 acres) |
| Street Address | 438 W MITCHELL ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2229 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP B-3 |
| Legal Description | EMMET CITY LOTS 4 & 5 & THE E 30' OF LOT 6 BLK 6 LYING N'LY OF HWY R/W SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Block | 6 |
| Legal Lot Number | 4-6 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 530 S UNION ST, TRAVERSE CITY, MI 49684-3247 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2003 · Amount on Record |
| Deed Sale | Jun 26, 2003 · Amount on Record |
| Deed Book / Page | 989 / 621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 438 W MITCHELL ST, PETOSKEY, MI 49770-2229 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | , 5152894 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 1200/0012 |
| Instrument | 5152894 |
| Name | OLD MISSOURI BANK |
|---|---|
| Type | Bank |
| Address | SAULT SAINTE MARIE, MI 49783 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,900 (+50.94%) Land $499,900 | $999,800 (+50.94%) Land $999,800 | |
| 2024 | $14,120.00 | ||
| 2023 | $331,200 Land $331,200 | $662,400 Land $662,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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