575 W Mitchell St, Petoskey, MI 49770 Property Records

Emmet County property record for 575 W Mitchell St, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Details	2,088 sqft
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Tax Bill	$10,818 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-100-037`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-100-037`

Interior

Building Area	2,088 sqft Total Area
1st Floor Area	2,088 sqft

Exterior

Fire Resistance	Wood or Wood & Steel Frame
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	118 ft deep x 98 ft wide

Location & Zoning

Street Address	575 W MITCHELL ST
City	PETOSKEY
State	MI
Zip	49770-2252
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COP B-3
Legal Description	COM AT A PT 50'W & 253.3' S OF NW COR OF LOT 1 BLK 10 WEST PARK ADD., TH S62.7', W 122' M OR L TO US 31, TH NE'LY ALG US 31
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	WEST PARK ADD
Legal Block	10
Legal Lot Number	1
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1023
Census Tract	970800

Owner

Source: Emmet County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	575 W MITCHELL ST, PETOSKEY, MI 49770-2252
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jan 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jan 19, 2026	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Nov 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2026
Deed Sale	Jan 19, 2026
Prior Sale	Nov 6, 2024
Deed Document Number	20265225656
Deed Book / Page	1272 / 605
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	575 W MITCHELL ST, PETOSKEY, MI 49770-2252
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 FULLER AVE NE, GRAND RAPIDS, MI 49505-3458

Mortgage

Document Number	0000001273/0000000952
Date	Mar 19, 2026
Book Page	0000001273/0000000952
Instrument	5227002

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	575 W MITCHELL ST, PETOSKEY, MI 49770-2252
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 FULLER AVE NE, GRAND RAPIDS, MI 49505-3458

Mortgage

Document Number	0005225657
Date	Jan 19, 2026
Instrument	5225657

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	575 W MITCHELL ST, PETOSKEY, MI 49770-2252
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 CEDAR BLUFF DR, PETOSKEY, MI 49770-8895

Mortgage

Document Number	0000001240/0000000903
Date	Jan 19, 2022
Book Page	0000001240/0000000903
Instrument	5193878

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 19, 2026
Property Address	575 W MITCHELL ST, PETOSKEY, MI 49770-2252
Document Number	001272/605
Book / Page	1272 / 605
Instrument Date	Dec 15, 2025
Instrument	5225656
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 FULLER AVE NE, GRAND RAPIDS, MI 49505-3458

Mortgage

Document Number	0005225657
Date	Jan 19, 2026
Instrument	5225657

Lender

Name	INDEPENDENT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 16, 2021
Property Address	575 W MITCHELL ST, PETOSKEY, MI 49770-2252
Document Number	001239/109
Book / Page	1239 / 109
Instrument Date	Nov 11, 2021
Instrument	5192070
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 CEDAR BLUFF DR, PETOSKEY, MI 49770-8895

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,600 (+12.27%) Building $219,600	$439,200 (+12.27%) Building $439,200
2024	$10,818.00
2023		$195,600 Building $195,600	$391,200 Building $391,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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