Gaston County property record for 525 Ruby Ln, Gastonia, NC 28054 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,784 sqft Heated Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2021) |
| Tax Bill | $3,833.00 (2025) |
| Primary APN | 01114 01600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,784 sqft Heated Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | 1 Porch |
| Porch Area | 54 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 525 RUBY LN |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-4929 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THOMAS ACRES BLK B L 8 01 114 016 00 000 |
| Legal Subdivision | THOMAS ACRES SUBDIVISION |
| Legal Block | B |
| Jurisdiction | GASTON NC |
| Minor Civil Division | GASTONIA |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 32600 |
Source: Gaston County records · APN 01114 01600
Assessment roll updated August 19, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 RUBY LN, GASTONIA, NC 28054-4929 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 14, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Nov 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage SEATRUST MORTGAGE CO |
| Jul 15, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on Record |
| Deed Sale | Nov 18, 2021 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Book / Page | 5287 / 1278 |
| Prior Transfer Date | Jul 10, 2020 |
| Prior Transfer Doc | 0051382072 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 525 RUBY LN, GASTONIA, NC 28054-4929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 525 RUBY LN, GASTONIA, NC 28054-4929 |
| Document Number | 0056250175 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 5625/175 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 525 RUBY LN, GASTONIA, NC 28054-4929 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0053971366 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 5397/1366 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 18, 2021 |
| Property Address | 525 RUBY LN, GASTONIA, NC 28054-4929 |
| Document Number | 0052871278 |
| Book / Page | 5287 / 1278 |
| Map Reference | MB 12 PG 1 |
| Instrument Date | Nov 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2032 PINE NEEDLE CT, 2032, GASTONIA, NC 28056-1661 |
| Name | Verified Name |
|---|---|
| Address | 525 RUBY LN, GASTONIA, NC 28054-4929 |
| Document Number | 0052871282 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 5287/1282 |
| Name | SEATRUST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 15, 2020 |
| Property Address | 525 RUBY LN, GASTONIA, NC 28054-4929 |
| Document Number | 0051382072 |
| Book / Page | 5138 / 2072 |
| Map Reference | MB 12 PG 1 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 RUBY LN, GASTONIA, NC 28054-4929 |
| Document Number | 51382074 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 5138/2074 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,833.00 (-1.03%) | $358,620 (-) Land $25,000 Building $333,620 | |
| 2023 | $3,873.00 | $358,620 Land $25,000 Building $333,620 | |
| 2021 | $208,670 Land $24,000 Building $184,670 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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