325 Ruby Ln, Gastonia, NC 28054 Property Records

Gaston County property record for 325 Ruby Ln, Gastonia, NC 28054 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1954
Square Footage2,353 sqft Heated Area
Lot Size17,424 sqft (0.4 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2021)
Tax Bill$4,413.00 (2023)

Property Details

APN / Parcel Number

Primary APN117646

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,353 sqft Heated Area
Stories1 Stories
Primary FlooringCombination, Other Flooring

Exterior

Year BuiltBuilt 1954
Architectural StyleRanch Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeFooting Foundation
Roof MaterialShingle Roof
Lot Area17,424 sqft (0.4 acres)
Depth X Width102 ft x 173 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address325 RUBY LN
CityGASTONIA
StateNC
Zip28054-3909
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description01 120 036 00 000
Legal SubdivisionTHOMAS ACRES SEC 02
JurisdictionGASTON NC
Minor Civil DivisionGASTONIA
Census Blockgroup1
Census Block1000
Census Tract32600

Owner

Source: Gaston County records · APN 117646

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address325 RUBY LN, GASTONIA, NC 28054-3909
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN SECURITY MORTGAGE CORP
Oct 20, 2020Warranty Deed, Transfer · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Jul 17, 2019Warranty Deed, Transfer · Building or Construction Mortgage
THOMAS B BARTLETT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2021 · Amount on Record
Deed SaleDec 06, 2021 · Amount on Record
Prior SaleOct 20, 2020 · Amount on Record
Deed Doc Number0052921135
Deed Book / Page5292 / 1135
Record RefreshedJun 07, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 06, 2021
Property Address325 RUBY LN, GASTONIA, NC 28054-3909
Document Number0052921135
Book / Page5292 / 1135
Instrument DateDec 06, 2021
Transaction TypeTransfer
Record UpdatedFeb 02, 2022
Title CompanyMERIDIAN TITLE COMPANY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9144 JEFFERSON ST, 9144, COMMERCE, GA 30529-2222

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 RUBY LN, GASTONIA, NC 28054-3909

Mortgage

Document Number0052921138
DateDec 06, 2021
Instrument5292/1138
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateOct 20, 2020
Property Address325 RUBY LN, GASTONIA, NC 28054-3909
Document Number0051652258
Book / Page5165 / 2258
Instrument DateOct 16, 2020
Transaction TypeTransfer
Record UpdatedSep 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6428 W WILKINSON BLVD # 214, 6428, BELMONT, NC 28012-2858

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 RUBY LN, GASTONIA, NC 28054-3909

Mortgage

Document Number0051652262
DateOct 20, 2020
Book Page5165/2262
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJul 17, 2019
Property Address325 RUBY LN, GASTONIA, NC 28054-3909
Document Number0050540626
Book / Page005054 / 000626
Instrument DateJul 17, 2019
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$230.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6428 W WILKINSON BLVD #214 BELMONT NC 280122858, 214, BELMONT, NC 28012-2858

Mortgage

Document Number50540629
DateJul 17, 2019
Book Page005054/000629
Lender
NameTHOMAS B BARTLETT
Address585 EAGLE CREEK DR, NAPLES, FL 34113-8020
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 16, 2020

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$4,413.00$408,620 Land $25,000 Building $383,620

Flood & Wildfire

325 Ruby Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Gaston County (37071C), updated September 1, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
7th percentile of exposed land nationally · 5th in North Carolina
Wildfire LikelihoodLow — about 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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