Gaston County property record for 313 Ruby Ln, Gastonia, NC 28054 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,928 sqft Heated Area |
| Lot Size | 25,265 sqft (0.58 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $219,000 (2020) |
| Tax Bill | $3,498.00 (2023) |
| Primary APN | 01120 01700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,928 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Footing Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 25,265 sqft (0.58 acres) |
| Depth X Width | 100 ft x 230 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 112 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Old Parcel Number | 01120 01700 |
|---|---|
| Street Address | 313 RUBY LN |
| City | GASTONIA |
| State | NC |
| Zip | 28054-3909 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | THOMAS ACRES BLK D L 8 01 120 017 00 000 |
| Legal Subdivision | THOMAS ACRES |
| Legal Block | D |
| Legal Lot Number | 8 |
| Jurisdiction | GASTON NC |
| Minor Civil Division | GASTONIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 32600 |
Source: Gaston County records · APN 01120 01700
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 RUBY LN, GASTONIA, NC 28054-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 02, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HAMILTON GROUP FUNDING INC |
| Feb 19, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2020 · Amount on Record |
| Deed Sale | Jul 02, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2020 · Amount on Record |
| Deed Doc Number | 0051352476 |
| Deed Book / Page | 5135 / 2476 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 313 RUBY LN, GASTONIA, NC 28054-3909 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 313 RUBY LN, GASTONIA, NC 28054-3909 |
| Investor | Possibly a Property Investor |
| Document Number | 0053722153 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 5372/2153 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GASTONIA, NC 28054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 02, 2020 |
| Property Address | 313 RUBY LN, GASTONIA, NC 28054-3909 |
| Document Number | 0051352476 |
| Book / Page | 5135 / 2476 |
| Map Reference | MB 12 PG 44 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 313 RUBY LN, GASTONIA, NC 28054-3909 |
| Document Number | 51352480 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 5135/2480 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 19, 2020 |
| Property Address | 313 RUBY LN, GASTONIA, NC 28054-3909 |
| Document Number | 0051020348 |
| Book / Page | 005102 / 000348 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $423.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $3,498.00 | $323,940 Land $25,000 Building $298,940 |
313 Ruby Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Gaston County (37071C), updated September 1, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 5th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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