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525 N Pine St, Waterman, IL 60556 Property Records

DeKalb County property record for 525 N Pine St, Waterman, IL 60556

Property Summary

Property TypeSingle Family Home
Lot Size0.306 acres (13,320 sqft)
Owner2 Individual Names on Record
Last Sale$174,000 (Oct 2021)
Tax Bill$5,388 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-16-226-003

Property Details

APN / Parcel Number

Primary APN14-16-226-003

Exterior

Lot Area13,320 sqft (0.306 acres)
Lot Dimensions148 ft deep x 90 ft wide

Location & Zoning

Account Number1416226003
Street Address525 N PINE ST
CityWATERMAN
StateIL
Zip60556-6057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 - PETERSONS ADDITION
Legal SubdivisionPETERSONS ADDITION
Legal Lot Number10
JurisdictionDE KALB IL
Township / Civil DivisionCLINTON
Census Block Group2
Census Block2011
Census Tract1800

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address525 N PINE ST, WATERMAN, IL 60556-6057
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2021 · Amount on Record
Deed SaleOct 1, 2021 · Amount on Record
Prior SaleFeb 21, 2014 · Amount on Record
Deed Document Number202112833
Prior Transfer DateJan 21, 2014
Prior Transfer Doc0000001005
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateOct 1, 2021
Property Address525 N PINE ST, WATERMAN, IL 60556-6057
Document Number0000012833
Map ReferenceDOC 340074
Instrument DateSep 24, 2021
Instrument2021012833
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$261.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address525 N PINE ST, WATERMAN, IL 60556-6057

Mortgage

Document Number0000012834
DateOct 1, 2021
Instrument2021012834
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address525 N PINE ST, WATERMAN, IL 60556-6057
Document Number0000005513
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 N PINE ST WATERMAN IL 605566057, WATERMAN, IL 60556-6057

Mortgage

Document Number0000005513
DateJun 16, 2020
Instrument5513
Lender
NameOLD SECOND NAT'L BK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionClinton Township
MunicipalityWaterman Village
Unified School DistrictIndian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,653 (+22.12%) Land $15,979 Building $68,674$253,959 (+22.12%) Land $47,937 Building $206,022
2024$5,388.00
2023$69,319 Land $13,085 Building $56,234$207,957 Land $39,255 Building $168,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERMAN
serves 1,497 people · EPA ID IL0370600
Water SourceGroundwater
Last State InspectionJan 2026
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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