DeKalb County property record for 423 N Pine St, Waterman, IL 60556 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 0.299 acres (13,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (Nov 2025) |
| Tax Bill | $4,533 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-16-230-002 |
| Primary APN | 14-16-230-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Lot Area | 13,024 sqft (0.299 acres) |
|---|---|
| Lot Dimensions | 148 ft deep x 88 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1416230002 |
|---|---|
| Street Address | 423 N PINE ST |
| City | WATERMAN |
| State | IL |
| Zip | 60556-9806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 - PETERSONS ADDITION |
| Legal Subdivision | PETERSONS ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1800 |
Source: DeKalb County records · APN 14-16-230-002
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 N PINE ST, WATERMAN, IL 60556-9806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Nov 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Apr 18, 2018 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2024 · Amount on Record |
| Deed Document Number | 20259534 |
| Prior Transfer Date | Jun 27, 2008 |
| Prior Transfer Doc | 0000010171 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Nov 26, 2025 |
| Property Address | 423 N PINE ST, WATERMAN, IL 60556-9806 |
| Document Number | 0000009534 |
| Map Reference | MB O PG 23 |
| Instrument Date | Nov 07, 2025 |
| Instrument | 2025009534 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 N PINE ST, WATERMAN, IL 60556-9806 |
| Document Number | 0000009535 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025009535 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Apr 18, 2018 |
| Property Address | 423 N PINE ST, WATERMAN, IL 60556-9806 |
| Document Number | 0000003511 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 3511 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 423 N PINE ST WATERMAN IL 605569806, WATERMAN, IL 60556-9806 |
| Document Number | 3512 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 3512 |
| Name | MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Number | 3513, |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 3513 |
| Name | ILLINOIS HSNG DEV AUTHORITY |
|---|---|
| Address | CHICAGO, IL 60601 |
| Amount | Amount Recorded |
|---|
Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Clinton Township |
| Municipality | Waterman Village |
| Unified School District | Indian Creek Community Unit District 425 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,315 (+12.68%) Land $15,623 Building $57,692 | $219,945 (+12.68%) Land $46,869 Building $173,076 | |
| 2024 | $4,533.00 Homeowner's exemption | $65,066 (+9.93%) Land $14,063 Building $51,003 | $195,198 (+9.93%) Land $42,189 Building $153,009 |
| 2023 | $59,189 Land $12,793 Building $46,396 | $177,567 Land $38,379 Building $139,188 |
Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures