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545 N Pine St, Waterman, IL 60556 Property Records

DeKalb County property record for 545 N Pine St, Waterman, IL 60556 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1973
Lot Size14,911 sqft (0.342 acres)
GarageAttached
OccupancyOwner Occupied
Last Sale$230,000 (2024)
Tax Bill$5,604.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-16-226-001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialAluminum/Vinyl Exterior
Lot Area14,911 sqft (0.342 acres)
Depth X Width148 ft x 100 ft Depth x Width
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number1416226001
Street Address545 N PINE ST
CityWATERMAN
StateIL
Zip60556-9808
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 12 - PETERSONS ADDITION
Legal SubdivisionPETERSONS ADDITION
Legal Lot Number12
JurisdictionDE KALB IL
Minor Civil DivisionCLINTON
Census Blockgroup2
Census Block2011
Census Tract1800

Owner

Source: DeKalb County records · APN 14-16-226-001

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address545 N PINE ST, WATERMAN, IL 60556-9808
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jan 07, 2020Warranty Deed, Transfer
WELLS FARGO BK
Aug 27, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE
Mar 11, 2019Quit Claim Deed, Transfer
OTHER
Mar 11, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2024 · Amount on Record
Deed SaleJan 11, 2024 · Amount on Record
Prior SaleJan 07, 2020 · Amount on Record
Deed Doc Number2024272
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJan 11, 2024
Property Address545 N PINE ST, WATERMAN, IL 60556-9808
Document Number0000000272
Map ReferenceDOC 340074
Instrument DateJan 05, 2024
Instrument2024000272
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address545 N PINE ST, WATERMAN, IL 60556-9808

Mortgage

Document Number0000000273
DateJan 11, 2024
Instrument2024000273
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeFixed Rate
Rate6.75%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJan 07, 2020
Property Address545 N PINE ST, WATERMAN, IL 60556-9808
Document Number0000000161
Instrument DateJan 02, 2020
Instrument161
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 N PINE ST WATERMAN IL 605569808, WATERMAN, IL 60556-9808

Mortgage

Document Number162
DateJan 07, 2020
Instrument162
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueJan 06, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDE KALB IL
Recording DateAug 27, 2019
Property Address545 N PINE ST, WATERMAN, IL 60556-9808
Document Number0000007734
Instrument DateAug 16, 2019
Instrument7734
Transaction TypeTransfer
Record UpdatedOct 08, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$90.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address205 N MADISON ST OSWEGO IL 605439604, OSWEGO, IL 60543-9604

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB IL
Recording DateMar 11, 2019
Property Address545 N PINE ST, WATERMAN, IL 60556-9808
Document Number0000001725
Instrument DateMar 07, 2019
Instrument1725
Transaction TypeTransfer
Record UpdatedOct 08, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

March 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDE KALB IL
Recording DateMar 11, 2019
Property Address545 N PINE ST, WATERMAN, IL 60556-9808
Document Number0000001724
Instrument DateMar 04, 2019
Instrument1724
Transaction TypeForeclosure
Record UpdatedMay 07, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$122.16
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionClinton Township
MunicipalityWaterman Village
Unified School DistrictIndian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$87,775 (+22.12%) Land $17,759 Building $70,016$263,325 (+22.12%) Land $53,277 Building $210,048
2024$5,604.00
2023$71,875 (+5.08%) Land $14,542 Building $57,333$215,625 (+5.08%) Land $43,626 Building $171,999
2022$68,400 Land $13,839 Building $54,561$205,200 Land $41,517 Building $163,683

Flood & Wildfire

545 N Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DeKalb County (17037C), updated January 2, 2009

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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