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525 N Old Howard Mill Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 525 N Old Howard Mill Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,302 sqft · built 1950
Lot Size0.16 acres (6,998 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Nov 2018)
Tax Bill$3,834 (2026)
Deeds & MortgagesDec 2023 Line of Credit
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-0730-00980

Property Details

APN / Parcel Number

Primary APN010-0730-00980
Alternative APN
  • 1062452

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,302 sqft Gross Area
1st Floor Area868 sqft
Basement Area217 sqft
Finished Basement217 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area6,998 sqft (0.16 acres)
Garage TypeBasement
Pool TypeSpa / Hot Tub (No Pool)
Deck Area204 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1062452
Street Address525 N OLD HOWARD MILL RD
CityDULUTH
StateMN
Zip55804-1702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 08 BLOCK:006 SERIAL #
Legal SubdivisionCONDON PARK SECOND DIVISION
Legal Block6
Legal Lot Number8
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2016
Census Tract700

Owner

Source: St. Louis County records · APN 010-0730-00980

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address525 N OLD HOWARD MILL RD, DULUTH, MN 55804-1702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 28, 2018Grant Deed, Transfer
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2018 · Amount on Record
Deed SaleNov 28, 2018 · Amount on Record
Prior SaleAug 28, 2003 · Amount on Record
Deed Document Number20181005430
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address525 N OLD HOWARD MILL RD, DULUTH, MN 55804-1702
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001075755
DateDec 29, 2023
Instrument1075755
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term177 Months
DueSep 20, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateNov 28, 2018
Property Address525 N OLD HOWARD MILL RD, DULUTH, MN 55804-1702
Document Number00T1005430
Instrument DateNov 26, 2018
InstrumentT1005430
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$623.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 N OLD HOWARD MILL RD DULUTH MN 558041702, DULUTH, MN 55804-1702

Mortgage

Document Number1005431
DateNov 28, 2018
Instrument1005431
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
AmountAmount Recorded
Term360 Months
DueNov 27, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,834.00 (+4.64%) Homeowner's exemption
2025$3,664.00 (+26.52%) Homeowner's exemption$303,000 (+6.24%) Land $49,500 Building $253,500$303,000 (+6.24%) Land $49,500 Building $253,500
2024$2,896.00$285,200 (+39.53%) Land $46,100 Building $239,100$285,200 (+39.53%) Land $46,100 Building $239,100
2022$204,400 Land $32,200 Building $172,200$204,400 Land $32,200 Building $172,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimSep 1980, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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