517 N Old Howard Mill Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 517 N Old Howard Mill Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,326 sqft · built 1950
Lot Size0.16 acres (6,998 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Aug 2020)
Tax Bill$3,638 (2026)
Deeds & MortgagesMay 2022 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-0730-01020

Property Details

APN / Parcel Number

Primary APN010-0730-01020
Alternative APN
  • 1093637

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,326 sqft Gross Area
1st Floor Area884 sqft
Basement Area663 sqft
Finished Basement663 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area6,998 sqft (0.16 acres)
Garage Area266 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area20 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1093637
Street Address517 N OLD HOWARD MILL RD
CityDULUTH
StateMN
Zip55804-1702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 12 BLOCK:006 SERIAL #
Legal SubdivisionCONGDON PARK 2ND DIV OF DULUTH
Legal Block6
Legal Lot Number12
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2016
Census Tract700

Owner

Source: St. Louis County records · APN 010-0730-01020

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address517 N OLD HOWARD MILL RD, DULUTH, MN 55804-1702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
NORTH SHORE BANK OF COMMERCE
Aug 04, 2020Warranty Deed, Transfer · Conventional with PMI
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2020 · Amount on Record
Deed SaleAug 04, 2020 · Amount on Record
Prior SaleNov 16, 2015 · Amount on Record
Deed Document Number20201026897
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address517 N OLD HOWARD MILL RD, DULUTH, MN 55804-1702
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 N OLD HOWARD MILL RD, DULUTH, MN 55804-1702

Mortgage

Document Number0001056566
DateMay 13, 2022
Instrument1056566
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 05, 2027

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 04, 2020
Property Address517 N OLD HOWARD MILL RD, DULUTH, MN 55804-1702
Document Number00T1026897
Instrument DateJul 30, 2020
InstrumentT1026897
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address517 N OLD HOWARD MILL RD DULUTH MN 558041702, DULUTH, MN 55804-1702

Mortgage

Document NumberT1026898
DateAug 04, 2020
InstrumentT1026898
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 03, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,638.00 (+4.72%) Homeowner's exemption
2025$3,474.00 (+11.06%) Homeowner's exemption$289,800 (+6.43%) Land $49,500 Building $240,300$289,800 (+6.43%) Land $49,500 Building $240,300
2024$3,128.00$272,300 (+25.83%) Land $46,100 Building $226,200$272,300 (+25.83%) Land $46,100 Building $226,200
2022$216,400 Land $32,200 Building $184,200$216,400 Land $32,200 Building $184,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on N Old Howard Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number