518 N Old Howard Mill Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 518 N Old Howard Mill Rd, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,026 sqft · built 1950
Lot Size	0.407 acres (17,739 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Jun 2019)
Tax Bill	$3,866 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0730-00850`

Property Details

APN / Parcel Number

Primary APN	`010-0730-00850`
Alternative APN	`1073094`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,026 sqft Gross Area
1st Floor Area	1,026 sqft
Basement Area	280 sqft
Finished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	17,739 sqft (0.407 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	180 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1073094
Street Address	518 N OLD HOWARD MILL RD
City	DULUTH
State	MN
Zip	55804-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 AND 8 SERIAL #
Legal Subdivision	CONGDON PARK 2ND DIV OF DULUTH
Legal Block	5
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2015
Census Tract	700

Owner

Source: St. Louis County records · APN 010-0730-00850

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	518 N OLD HOWARD MILL RD, DULUTH, MN 55804-1724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	20191011912
Record Updated	Sep 20, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 27, 2019
Property Address	518 N OLD HOWARD MILL RD, DULUTH, MN 55804-1724
Document Number	00T1011912
Instrument Date	Jun 27, 2019
Instrument	T1011912
Transaction Type	Transfer
Record Updated	Jul 08, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$686.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 N OLD HOWARD MILL RD DULUTH MN 558041724, DULUTH, MN 55804-1724

Mortgage

Document Number	T1011913
Date	Jun 27, 2019
Instrument	T1011913

Lender

Name	SHARE ADVANTAGE CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2034

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,866.00 (+4.43%) Homeowner's exemption
2025	$3,702.00 (+24.73%) Homeowner's exemption	$296,800 (+6.46%) Land $79,800 Building $217,000	$296,800 (+6.46%) Land $79,800 Building $217,000
2024	$2,968.00	$278,800 (+37.95%) Land $74,400 Building $204,400	$278,800 (+37.95%) Land $74,400 Building $204,400
2022		$202,100 Land $51,900 Building $150,200	$202,100 Land $51,900 Building $150,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force 11 of 12 on primary residences
Nearby Flood Claims	2 (1980)
Most Recent Claim	Sep 1980, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.