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525 Key Heights Rd, Union Bridge, MD 21791 Property Records

Carroll County property record for 525 Key Heights Rd, Union Bridge, MD 21791

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,344 sqft · built 1963
Lot Size0.445 acres (19,382 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Sep 2013)
Tax Bill$2,098 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-004011

Property Details

APN / Parcel Number

Primary APN02-004011
Alternative APNs
  • 2004011
  • 004011

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,344 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area19,382 sqft (0.445 acres)
Garage TypeBasement
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number004011
Street Address525 KEY HEIGHTS RD
CityUNION BRIDGE
StateMD
Zip21791-9207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT - 19382 SQ FT 525 KEY HEIGHTS RD UNION BRIDGE
Legal SubdivisionKEY HEIGHTS
JurisdictionCARROLL MD
Township / Civil Division2, UNIONTOWN
Census Block Group1
Census Block1014
Census Tract502000

Owner

Source: Carroll County records · APN 02-004011

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address525 KEY HEIGHTS RD, UNION BRIDGE, MD 21791-9207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2013 · Amount on Record
Deed SaleSep 17, 2013 · Amount on Record
Deed Book / Page7483 / 414
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address525 KEY HEIGHTS RD, UNION BRIDGE, MD 21791-9207
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 KEY HEIGHTS RD, UNION BRIDGE, MD 21791-9207

Mortgage

Document Number0106590170
DateFeb 02, 2022
Book Page10659/170
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$223,200 (+36.51%) Land $85,000 Building $138,200$223,200 (+36.51%) Land $85,000 Building $138,200
2025$2,098.00 (+13.59%) Homeowner's exemption
2023$1,847.00 Homeowner's exemption$163,500 Land $85,000 Building $78,500$163,500 Land $85,000 Building $78,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimJul 2018 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 20 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile USA.

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