Carroll County property record for 524 Key Heights Rd, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 988 sqft · built 1962 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,250 (Feb 2016) |
| Tax Bill | $2,647 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-005387 |
| Primary APN | 02-005387 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 988 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 184 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 005387 |
|---|---|
| Street Address | 524 KEY HEIGHTS RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 8 - 20037 SQ FT 524 KEY HEIGHTS RD 5-27 KEY HEIGHTS |
| Legal Subdivision | KEY HEIGHTS |
| Legal Lot Number | 8 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 502000 |
524 Key Heights Rd is owned and occupied by an individual who bought it in February 2016.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 KEY HEIGHTS RD, UNION BRIDGE, MD 21791-9208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2016 · Amount on File |
| Deed Sale | Feb 16, 2016 · Amount on File |
| Prior Sale | Sep 22, 1993 · Amount on File |
| Deed Book / Page | 8225 / 367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 524 KEY HEIGHTS RD, UNION BRIDGE, MD 21791-9208 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | EXPRESS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0103440347 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 10344/347 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 524 Key Heights Rd was $2,647, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,647.00 (+5.16%) | $231,000 Land $85,000 Building $146,000 | $231,000 Land $85,000 Building $146,000 |
| 2025 | $2,517.00 | ||
| 2023 | $2,218.00 | $196,300 Land $85,000 Building $111,300 | $196,300 Land $85,000 Building $111,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Key Heights Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Key Heights Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Quantum Internet & Telephone, Xfinity.
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