Carroll County property record for 520 Key Heights Rd, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,696 sqft · built 1962 |
| Lot Size | 0.698 acres (30,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,500 (Nov 2002) |
| Tax Bill | $2,555 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-000903 |
| Primary APN | 02-000903 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,696 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,400 sqft (0.698 acres) |
| Garage Type | Basement |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 000903 |
|---|---|
| Street Address | 520 KEY HEIGHTS RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 10 - 30400 SQ FT 520 KEY HEIGHTS RD 5-27 KEY HEIGHTS |
| Legal Lot Number | 10 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 2, UNIONTOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 502000 |
520 Key Heights Rd is owned and occupied by two individuals who bought it in November 2002.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 KEY HEIGHTS RD, UNION BRIDGE, MD 21791-9208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2002 · Amount on File |
| Deed Sale | Nov 14, 2002 · Amount on File |
| Deed Document Number | 20022246 |
| Deed Book / Page | 3116 / 629 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 520 Key Heights Rd was $2,555 with a homeowner's exemption, up 5.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,555.00 (+5.27%) Homeowner's exemption | $248,100 Land $100,700 Building $147,400 | $248,100 Land $100,700 Building $147,400 |
| 2025 | $2,427.00 Homeowner's exemption | ||
| 2023 | $2,147.00 Homeowner's exemption | $190,000 Land $100,700 Building $89,300 | $190,000 Land $100,700 Building $89,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Key Heights Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Key Heights Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Quantum Internet & Telephone, Xfinity.
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