McHenry County property record for 525 Harper Dr, Algonquin, IL 60102 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,836 sqft · built 2002 |
| Lot Size | 0.428 acres (18,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Sep 2024) |
| Tax Bill | $14,985 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-253-019 |
| Primary APN | 19-33-253-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,836 sqft Living Area |
| 1st Floor Area | 2,433 sqft |
| Basement Area | 2,403 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 18,640 sqft (0.428 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 525 HARPER DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0025088 LT 8 EAGLE VALLEY SUB |
| Legal Subdivision | EAGLE VALLEY SUB |
| Legal Block | 253 |
| Legal Lot Number | 8 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 871310 |
Source: McHenry County records · APN 19-33-253-019
Assessment roll updated June 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 HARPER DR, ALGONQUIN, IL 60102-2091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Aug 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 19, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2024 · Amount on Record |
| Deed Sale | Sep 26, 2024 · Amount on Record |
| Prior Sale | Aug 10, 2021 · Amount on Record |
| Deed Document Number | 202425088 |
| Prior Transfer Date | Sep 27, 2002 |
| Prior Transfer Doc | 0000090202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 525 HARPER DR, ALGONQUIN, IL 60102-2091 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 525 HARPER DR, ALGONQUIN, IL 60102-2091 |
| Document Number | 0000005568 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023R0005568 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 10, 2021 |
| Property Address | 525 HARPER DR, ALGONQUIN, IL 60102-2091 |
| Document Number | 0000043708 |
| Map Reference | DOC 89R10982 |
| Instrument Date | Jul 02, 2021 |
| Instrument | 2021R0043708 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 HARPER DR, 525, ALGONQUIN, IL 60102-2091 |
| Name | Verified Name |
|---|---|
| Address | 525 HARPER DR, ALGONQUIN, IL 60102-2091 |
| Document Number | 0000043709 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021R0043709 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 19, 2017 |
| Property Address | 525 HARPER DR, ALGONQUIN, IL 60102-2091 |
| Document Number | 0000034749 |
| Map Reference | DOR89R010982 |
| Instrument Date | Aug 12, 2017 |
| Instrument | 2017R0034749 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 525 HARPER DR, ALGONQUIN, IL 60102-2091 |
| Document Number | 0000034750 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017R0034750 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: McHenry County records · Assessment roll updated June 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $14,985.00 (+11.75%) | $199,571 (+24.69%) Land $12,046 Building $187,525 | $598,713 (+24.69%) Land $36,138 Building $562,575 |
| 2022 | $13,409.00 Homeowner's exemption | $160,052 Land $46,564 Building $113,488 | $480,156 Land $139,692 Building $340,464 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 6 of 8 on primary residences |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 12 of 29 |
| Most Recent Claim | Jul 2017, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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