625 Harper Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 625 Harper Dr, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,408 sqft · built 1997
Lot Size0.441 acres (19,228 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jul 2012)
Deeds & MortgagesAug 2023 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-33-253-022

Property Details

APN / Parcel Number

Primary APN19-33-253-022

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,408 sqft
Gross Area5,295 sqft
1st Floor Area2,370 sqft
2nd Floor Area1,038 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialBrick/Wood
Lot Area19,228 sqft (0.441 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address625 HARPER DR
CityALGONQUIN
StateIL
Zip60102-2092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0003874 LT 5 EAGLE VALLEY SUB
Legal Range08E
Legal Township43N
Legal Section33
Legal SubdivisionEAGLE VALLEY
Legal Block253
Legal Lot Number5
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3011
Census Tract871310

Owner

Source: McHenry County records · APN 19-33-253-022

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address625 HARPER DR, ALGONQUIN, IL 60102-2092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 31, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2012 · Amount on Record
Deed SaleJul 18, 2012 · Amount on Record
Prior SaleAug 27, 2014
Deed Document Number0000031906
Last Transfer DateJan 31, 2020
Transfer Doc0000003874
Record UpdatedJun 07, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address625 HARPER DR, ALGONQUIN, IL 60102-2092
Transaction TypeMortgage
Record UpdatedAug 18, 2023
Title CompanyNOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019252
DateAug 07, 2023
Instrument2023R0019252
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 30, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address625 HARPER DR, ALGONQUIN, IL 60102-2092
Transaction TypeMortgage
Record UpdatedMay 05, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017336
DateMar 30, 2021
Instrument2021R0017336
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateJan 31, 2020
Property Address625 HARPER DR, ALGONQUIN, IL 60102-2092
Document Number0000003874
Map ReferenceDOC 89R010982
Instrument DateJan 17, 2020
Instrument2020R0003874
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address625 HARPER DR, ALGONQUIN, IL 60102-2092

Mortgage

Document Number0000003875
DateJan 31, 2020
Instrument2020R0003875
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$134,738 Land $42,814 Building $91,924$404,214 Land $128,442 Building $275,772

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
6 of 8 on primary residences
Nearby Flood Claims29 (1978–2017)
Claims Outside the SFHA12 of 29
Most Recent ClaimJul 2017, river or lake flooding
Flood Events
  • Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 4 claims
  • Severe Storms & Flooding (Jul 1993), 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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