510 Harper Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 510 Harper Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,705 sqft · built 1990
Lot Size	0.931 acres (40,555 sqft)
Owner	2 Company Names on File
Last Sale	$452,000 (Apr 2021)
Tax Bill	$12,978 (2024)
Deeds & Mortgages	Jun 2025 Transfer Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`19-33-251-008`

Property Details

APN / Parcel Number

Primary APN	`19-33-251-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,705 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,547 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	40,555 sqft (0.931 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	510 HARPER DR
City	ALGONQUIN
State	IL
Zip	60102-2088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0019439 LT 21 EAGLE VALLEY SUB
Legal Subdivision	EAGLE VALLEY SUB
Legal Block	251
Legal Lot Number	21
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3020
Census Tract	871310

Owner

Source: McHenry County assessment roll, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4800 N HARLEM AVE, HARWOOD HEIGHTS, IL 60706-3506
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK FUNDING LP
Nov 22, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jun 26, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	202119439
Last Transfer Date	Jun 16, 2024
Transfer Doc	0000014660
Record Updated	Sep 20, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 6, 2025
Property Address	510 HARPER DR, ALGONQUIN, IL 60102-2088
Document Number	0000014660
Map Reference	DOC 89R010982
Instrument Date	Jun 16, 2024
Instrument	2025R0014660
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 N HARLEM AVE, HARWOOD HEIGHTS, IL 60706-3506

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 8, 2021
Property Address	510 HARPER DR, ALGONQUIN, IL 60102-2088
Document Number	0000019439
Map Reference	DOC 89R010962
Instrument Date	Mar 30, 2021
Instrument	2021R0019439
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ALTIMA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 HARPER DR, ALGONQUIN, IL 60102-2088

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	510 HARPER DR, ALGONQUIN, IL 60102-2088

Mortgage

Document Number	0000019440
Date	Apr 8, 2021
Instrument	2021R0019440

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	510 HARPER DR, ALGONQUIN, IL 60102-2088
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVISORS TITLE NETWORK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030877
Date	Aug 10, 2020
Instrument	2020R0030877

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	May 1, 2040

Interest

Rate	3.25%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	510 HARPER DR, ALGONQUIN, IL 60102-2088
Document Number	0000040887
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 HARPER DR ALGONQUIN IL 601022088, ALGONQUIN, IL 60102-2088

Mortgage

Document Number	0000040887
Date	Nov 27, 2019
Instrument	40887

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2017
Property Address	510 HARPER DR, ALGONQUIN, IL 60102-2088
Document Number	0000023076
Instrument Date	Jun 14, 2017
Instrument	23076
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$461.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 HARPER DR ALGONQUIN IL 601022088, ALGONQUIN, IL 60102-2088

Mortgage

Document Number	23077
Date	Jun 26, 2017
Instrument	23077

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$12,978.00 Homeowner's exemption	$173,913 (+31.34%) Land $16,531 Building $157,382	$521,739 (+31.34%) Land $49,593 Building $472,146
2022	Homeowner's exemption	$132,410 Land $51,794 Building $80,616	$397,230 Land $155,382 Building $241,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, WH i3B Bidco LLC/WH i3B Topco.

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