Bergen County and Ridgewood Village property record for 525 E Saddle River Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,956 sqft · built 1962 |
| Lot Size | 0.487 acres (21,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Aug 2019) |
| Tax Bill | $16,872 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04901-0000-00024 |
| Primary APN | 51-04901-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 1,956 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 21,214 sqft (0.487 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 525 E SADDLE RIVER RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .487 AC |
| Legal Subdivision | SALEM RDG SEC MAP 1 |
| Legal Block | 4901 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 47100 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 525 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 29, 2019 | Deed, Transfer · Stand-Alone First Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2019 · Amount on Record |
| Deed Sale | Aug 29, 2019 · Amount on Record |
| Prior Sale | Mar 5, 2010 · Amount on Record |
| Deed Document Number | 201956939 |
| Deed Book / Page | 3335 / 983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 525 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038250851 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 3825/851 |
| Instrument | 20-121238 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 29, 2019 |
| Property Address | 525 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0033350983 |
| Book / Page | 3335 / 983 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 19-056939 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 E SADDLE RIVER RD, RIDGEWOOD VILLAGE, NJ |
| Document Number | 1905693901 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 19-056939.01 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0033350983 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 3335/983 |
| Instrument | 19-056939 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 525 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0027861478 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 525 E SADDLE RIVER RD RIDGEWOOD NJ 074502032, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0027861478 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 002786/001478 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,800 (-) Land $321,700 Building $262,100 | $583,800 (-) Land $321,700 Building $262,100 | |
| 2025 | $16,872.00 (+0.73%) | $583,800 (-) Land $321,700 Building $262,100 | $583,800 (-) Land $321,700 Building $262,100 |
| 2024 | $16,749.00 (+4.98%) | ||
| 2023 | $583,800 Land $321,700 Building $262,100 | $583,800 Land $321,700 Building $262,100 | |
| 2022 | $15,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 80 (1980–2024) |
| Claims Outside the SFHA | 2 of 80 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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