Bergen County and Ridgewood Village property record for 511 E Saddle River Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 3,270 sqft · built 1940 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,575,000 (Mar 2024) |
| Tax Bill | $26,741 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Sep 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04901-0000-00022 |
| Primary APN | 51-04901-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,270 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 25,003 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 511 E SADDLE RIVER RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .574 AC |
| Legal Block | 4901 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 47100 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 511 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed, Transfer |
| Sep 8, 2023 | Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| May 18, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | Sep 8, 2023 · Amount on Record |
| Deed Document Number | 202414896 |
| Deed Book / Page | 5196 / 702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 19, 2024 |
| Property Address | 511 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0051960702 |
| Book / Page | 5196 / 702 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024014896 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 1ST ST # ST8, ST8, HO HO KUS, NJ 07423-1681 |
| Name | Verified Name |
|---|---|
| Address | 511 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 8, 2023 |
| Property Address | 511 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0050771158 |
| Book / Page | 5077 / 1158 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2023059037 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $32,282.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 1ST ST # ST8, ST8, HO HO KUS, NJ 07423-1681 |
| Name | Verified Name |
|---|---|
| Address | 511 EAST SADDKE RIVER ROAD, RIDGEWOOD, NJ 07450-2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 511 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0036111279 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 511 E SADDLE RIVER RD RIDGEWOOD NJ 074502032, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0036111279 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 003611/001279 |
| Instrument | 20053848 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 511 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0034040587 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 511 E SADDLE RIVER RD RIDGEWOOD NJ 074502032, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0034040587 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 003404/000587 |
| Instrument | 76937 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 511 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0029331403 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 511 E SADDLE RIVER RD RIDGEWOOD NJ 074502032, RIDGEWOOD, NJ 07450-2032 |
| Document Number | 0029331403 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 002933/001403 |
| Instrument | 31944 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $925,300 (-) Land $328,500 Building $596,800 | $925,300 (-) Land $328,500 Building $596,800 | |
| 2025 | $26,741.00 (+0.73%) | $925,300 (+1.44%) Land $328,500 Building $596,800 | $925,300 (+1.44%) Land $328,500 Building $596,800 |
| 2024 | $26,546.00 (+6.48%) | ||
| 2023 | $912,200 Land $328,500 Building $583,700 | $912,200 Land $328,500 Building $583,700 | |
| 2022 | $24,930.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 80 (1980–2024) |
| Claims Outside the SFHA | 2 of 80 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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