506 E Saddle River Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 506 E Saddle River Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,285 sqft · built 1950
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jun 2004)
Tax Bill	$16,985 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`51-04708-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`51-04708-0000-00006`
Alternative APN	`510470800006`

Interior

Building Area	2,285 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	506 E SADDLE RIVER RD
City	RIDGEWOOD
State	NJ
Zip	07450-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Description	.379 AC
Legal Subdivision	VILLAGE/RIDGEWOOD
Legal Block	4708
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1004
Census Tract	47100

Owner

506 E Saddle River Rd is owned and occupied by two individuals who bought it in June 2004.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	506 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2004 · Amount on File
Deed Sale	Jun 3, 2004 · Amount on File
Deed Book / Page	8688 / 262
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	506 E SADDLE RIVER RD, RIDGEWOOD, NJ 07450-2022
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039630816
Date	Feb 17, 2021
Book Page	3963/816
Instrument	2021021136

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 506 E Saddle River Rd was $16,985, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,700 (-) Land $297,500 Building $290,200	$587,700 (-) Land $297,500 Building $290,200
2025	$16,985.00 (+0.74%)	$587,700 Land $297,500 Building $290,200	$587,700 Land $297,500 Building $290,200
2024	$16,861.00
2023		$587,700 Land $297,500 Building $290,200	$587,700 Land $297,500 Building $290,200
2022	$16,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 506 E Saddle River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	80 (1980–2024)
Claims Outside the SFHA	2 of 80
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 E Saddle River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20