525 County St, Ridgeway, IA 52165 Property Records

Winneshiek County property record for 525 County St, Ridgeway, IA 52165

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,456 sqft · built 1907
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Dec 2015)
Tax Bill$4,002 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN092325100300

Property Details

APN / Parcel Number

Primary APN092325100300

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,456 sqft Living Area
1st Floor Area1,216 sqft
Basement Area1,216 sqft
Unfinished Basement1,216 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialSlate
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeDetached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address525 COUNTY ST
CityRIDGEWAY
StateIA
Zip52165-9704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 3 & 4 BLK 24
Legal Range10W
Legal Township98N
Legal Section23
Legal SubdivisionTOWN RIDGEWAY
Legal Block24
Legal Lot Number3,4
JurisdictionWINNESHIEK IA
Township / Civil DivisionLINCOLN
Census Block Group4
Census Block4074
Census Tract950100

Owner

525 County St is owned and occupied by an individual who bought it in December 2015.

Source: Winneshiek County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address525 COUNTY ST, RIDGEWAY, IA 52165-9704
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2015 · Amount on File
Deed SaleDec 8, 2015 · Amount on File
Deed Document Number20153471
Deed Book / Page2015 / 3471
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address525 COUNTY ST, RIDGEWAY, IA 52165-9704
Transaction TypeMortgage
Record UpdatedApr 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/1437
DateMay 6, 2020
Book Page2020/1437
Instrument2020 1437
Lender
NameDECORAH BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 525 County St was $4,002.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityRidgeway City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,002.00$253,140 (-) Land $15,300 Building $237,840$253,140 (-) Land $15,300 Building $237,840
2025$4,002.00 (+9.34%)$253,140 Land $15,300 Building $237,840$253,140 Land $15,300 Building $237,840
2024$3,660.00
2023$217,790 (+14.92%) Land $15,300 Building $202,490$217,790 Land $15,300 Building $202,490
2022$3,372.00$189,510 Land $12,750 Building $176,760
2021$189,510 Land $12,750 Building $176,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 County St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 525 County St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIDGEWAY
serves 275 people · EPA ID IA9680085
Water SourceGroundwater
Last State InspectionFeb 2026
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
800 / 300
Mabel Cooperative Telephone Company
Fiber
200 / 40
GigFire
Fixed Wireless
150 / 130

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