515 County St, Ridgeway, IA 52165 Property Records

Winneshiek County property record for 515 County St, Ridgeway, IA 52165

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 1988
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Tax Bill$3,540 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN092325100700

Property Details

APN / Parcel Number

Primary APN092325100700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,200 sqft
AtticAttic
Attic Area420 sqft
Basement Area1,200 sqft
Finished Basement850 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions70 ft deep x 100 ft wide
Garage TypeDetached
Garage Area832 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area240 sqft
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address515 COUNTY ST
CityRIDGEWAY
StateIA
Zip52165-9704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range10W
Legal Township98N
Legal Section23
JurisdictionWINNESHIEK IA
Township / Civil DivisionLINCOLN
Census Block Group4
Census Block4074
Census Tract950100

Owner

Source: Winneshiek County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address515 COUNTY ST, RIDGEWAY, IA 52165-9704
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1846
DateMay 4, 2021
Book Page2021/1846
Instrument2021 1846
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 15, 2031
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityRidgeway City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,540.00 (+8.72%)$234,850 (+16.79%) Land $9,990 Building $224,860$234,850 (+16.79%) Land $9,990 Building $224,860
2024$3,256.00 (+9.93%)
2023$201,090 (+14.71%) Land $9,990 Building $191,100$201,090 (+14.71%) Land $9,990 Building $191,100
2022$2,962.00$175,300 Land $8,330 Building $166,970
2021$175,300 Land $8,330 Building $166,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIDGEWAY
serves 275 people · EPA ID IA9680085
Water SourceGroundwater
Last State InspectionFeb 2026
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
800 / 300
Mabel Cooperative Telephone Company
Fiber
200 / 40
GigFire
Fixed Wireless
150 / 130

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