520 County St, Ridgeway, IA 52165 Property Records

Winneshiek County property record for 520 County St, Ridgeway, IA 52165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,544 sqft · built 1935
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2023)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Aug 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`092321200800`

Property Details

APN / Parcel Number

Primary APN	`092321200800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	676 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	259 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	520 COUNTY ST
City	RIDGEWAY
State	IA
Zip	52165-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 & NW 1/2 L 15 BLK 18
Legal Range	10W
Legal Township	98N
Legal Section	23
Legal Subdivision	TOWN RIDGEWAY
Legal Block	18
Legal Lot Number	14
Jurisdiction	WINNESHIEK IA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4070
Census Tract	950100

Owner

Source: Winneshiek County records · APN 092321200800

Assessment roll updated October 21, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 COUNTY ST, RIDGEWAY, IA 52165-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 2023 · Amount on Record
Deed Sale	Aug 07, 2023 · Amount on Record
Deed Document Number	20231944
Deed Book / Page	2023 / 1944
Prior Transfer Date	Sep 18, 2015
Prior Transfer Doc	2015/2729
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 07, 2023
Property Address	520 COUNTY ST, RIDGEWAY, IA 52165-9704
Document Number	02023/1944
Book / Page	2023 / 1944
Instrument Date	Aug 03, 2023
Instrument	2023 1944
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 COUNTY ST, RIDGEWAY, IA 52165-9704

Mortgage

Document Number	0020231945
Date	Aug 07, 2023
Instrument	2023 1945

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Sep 01, 2028

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated October 21, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Ridgeway City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,804.00 Homeowner's exemption	$134,200 (+14.14%) Land $10,240 Building $123,960	$134,200 (+14.14%) Land $10,240 Building $123,960
2024	$1,804.00 (+7.13%)
2023		$117,570 (+13.64%) Land $10,240 Building $107,330	$117,570 (+13.64%) Land $10,240 Building $107,330
2022	$1,684.00 Homeowner's exemption	$103,460 Land $8,530 Building $94,930
2021			$103,460 Land $8,530 Building $94,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	800 / 300
Mabel Cooperative Telephone Company Fiber	200 / 40
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 114 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF RIDGEWAY serves 275 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.