525 Bluff Rd, Big Sandy, TN 38221 Property Records

Benton County property record for 525 Bluff Rd, Big Sandy, TN 38221

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,734 sqft · built 2020
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jul 2016)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2020 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`003025I A 05000`

Property Details

APN / Parcel Number

Primary APN	`003025I A 05000`
Alternative APN	`025I A 05000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	259 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	525 BLUFF RD
City	BIG SANDY
State	TN
Zip	38221-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08 BLUFF RD, COUNTY AREA: F99
Legal Subdivision	HARBOR TOWN SOUTH
Legal Lot Number	27
Jurisdiction	BENTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3031
Census Tract	963000

Owner

Source: Benton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 BLUFF RD, BIG SANDY, TN 38221-4001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 27, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK
Apr 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2016 · Amount on Record
Deed Sale	Jul 8, 2016 · Amount on Record
Prior Sale	Mar 19, 2003 · Amount on Record
Deed Document Number	201688870
Deed Book / Page	277 / 527
Last Transfer Date	Jul 6, 2026
Transfer Doc	0000125368
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON TN
Recording Date	Jul 9, 2026
Property Address	525 BLUFF RD, BIG SANDY, TN 38221-4001
Document Number	0000125368
Book / Page	432 / 1886
Instrument Date	Jul 6, 2026
Instrument	2026125368
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 BLUFF RD, BIG SANDY, TN 38221-4001

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	525 BLUFF RD, BIG SANDY, TN 38221-4001
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MEMORIAL DR, PARIS, TN 38242-5122

Mortgage

Document Number	000339/423
Date	Aug 27, 2020
Book Page	339/423
Instrument	102643

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Dec 24, 2020

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON TN
Property Address	525 BLUFF RD, BIG SANDY, TN 38221-4001
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 MEMORIAL DR, PARIS, TN 38242-5122

Mortgage

Document Number	000352/563
Date	Apr 14, 2021
Book Page	352/563
Instrument	105209

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2041

Tax Assessment & Valuation

Source: Benton County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,474.00 (-3.22%)	$86,375 (+54.66%) Land $14,400 Building $71,975	$345,500 (+54.66%) Land $57,600 Building $287,900
2023	$1,523.00	$55,850 (-) Land $11,500 Building $44,350
2022	$1,523.00	$55,850 Land $11,500 Building $44,350	$223,400 (-) Land $46,000 Building $177,400
2020			$223,400 Land $46,000 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	375.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR UTILITY DISTRICT serves 736 people · EPA ID TN0000055
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TEC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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