Benton County property record for 439 Bluff Rd, Big Sandy, TN 38221 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $357 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003025I A 05400 |
| Primary APN | 003025I A 05400 |
|---|---|
| Alternative APN |
|
| Lot Area | 26,572 sqft (0.61 acres) |
|---|---|
| Lot Dimensions | 263 ft deep x 100 ft wide |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 439 BLUFF RD |
|---|---|
| City | BIG SANDY |
| State | TN |
| Zip | 38221-4087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08 BLUFF RD, COUNTY AREA: F99 |
| Legal Subdivision | HARBOR TOWN SOUTH |
| Legal Lot Number | 23 |
| Jurisdiction | BENTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 963000 |
Source: Benton County records · APN 003025I A 05400
Assessment roll updated December 23, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 315, BIG SANDY, TN 38221-0315 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2007 |
| Deed Sale | Dec 19, 2007 |
| Prior Sale | Nov 15, 1990 · Amount on Record |
| Deed Book / Page | 164 / 628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Apr 30, 2026 |
| Property Address | 439 BLUFF RD, BIG SANDY, TN 38221-4087 |
| Document Number | 0000124560 |
| Book / Page | 431 / 1503 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026124560 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4821 ALVIN SPERRY RD, MOUNT JULIET, TN 37122-6723 |
| Investor | Possibly a Property Investor |
| Document Number | 0000124560, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 431/1503 |
| Instrument | 2026124560 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Benton County records · Assessment roll updated December 23, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Benton County |
| Unified School District | Benton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $357.00 (-23.39%) | $20,900 (+22.22%) Land $14,400 Building $6,500 | $83,600 (+22.22%) Land $57,600 Building $26,000 |
| 2023 | $466.00 | $17,100 (-) Land $11,500 Building $5,600 | |
| 2022 | $466.00 | $17,100 Land $11,500 Building $5,600 | $68,400 (-) Land $46,000 Building $22,400 |
| 2020 | $68,400 Land $46,000 Building $22,400 |
Source: FEMA National Flood Hazard Layer, Benton County (47005C), updated July 3, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470059630003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 37% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Telephone Electronics | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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