521 Bluff Rd, Big Sandy, TN 38221 Property Records

Benton County property record for 521 Bluff Rd, Big Sandy, TN 38221

Property Summary

Property Type	Single Family Home
Details	1 ba · 966 sqft · built 1984
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$100,547 (Oct 2017)
Tax Bill	$735 (2025)
Deeds & Mortgages	Oct 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`003025I A 05100`

Property Details

APN / Parcel Number

Primary APN	`003025I A 05100`
Alternative APN	`025I A 05100`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	966 sqft Living Area
1st Floor Area	884 sqft
Attic Area	408 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	263 ft deep x 99 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	102 sqft
Deck Area	64 sqft
Patio Area	562 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	521 BLUFF RD
City	BIG SANDY
State	TN
Zip	38221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08 BLUFF RD, COUNTY AREA: F99
Legal Subdivision	HARBOR TOWN SOUTH
Legal Lot Number	26
Jurisdiction	BENTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3031
Census Tract	963000

Owner

Source: Benton County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	609 ADELYNN CT S, FRANKLIN, TN 37064-6728
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Prior Sale	May 2, 1996 · Amount on Record
Deed Document Number	93252
Deed Book / Page	297 / 97
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON TN
Recording Date	Oct 25, 2017
Property Address	521 BLUFF RD, BIG SANDY, TN 38221
Document Number	0000297/97
Book / Page	297 / 97
Instrument Date	Oct 24, 2017
Instrument	93252
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 ADELYNN CT S, FRANKLIN, TN 37064-6728

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Benton County
Unified School District	Benton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$735.00 (+6.83%)	$43,075 (+70.76%) Land $14,825 Building $28,250	$172,300 (+70.76%) Land $59,300 Building $113,000
2023	$688.00	$25,225 (-) Land $11,500 Building $13,725
2022	$688.00	$25,225 Land $11,500 Building $13,725	$100,900 (-) Land $46,000 Building $54,900
2020			$100,900 Land $46,000 Building $54,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	375.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR UTILITY DISTRICT serves 736 people · EPA ID TN0000055
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TEC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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