525 Athens Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 525 Athens Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,976 sqft · built 2018
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Dec 2018)
Tax Bill	$5,402 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027142-0100`

Property Details

APN / Parcel Number

Primary APN	`027142-0100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,976 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	2,976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	525 ATHENS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85/8-12 ARBOR MILL PHASE TWO LOT 10 OR4654/1509
Legal Range	28E
Legal Township	06S
Legal Section	18
Legal Subdivision	ARBOR MILL PHASE TWO
Legal Phase	2
Legal Block	1
Legal Lot Number	10
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1028
Census Tract	20908

Owner

Source: St. Johns County records · APN 027142-0100

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	525 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Mar 08, 2016 · Amount on Record
Deed Document Number	201889518
Deed Book / Page	4654 / 1509
Record Updated	Sep 20, 2026

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 14, 2018
Property Address	525 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945
Document Number	0046541509
Book / Page	4654 / 1509
Map Reference	MB85 PG8-12
Instrument Date	Dec 10, 2018
Instrument	2018089518
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5303 WESCONNETT BLVD, 5303, JACKSONVILLE, FL 32210-7832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945

Mortgage

Document Number	2018089519
Date	Dec 14, 2018
Instrument	2018089519

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,293 (+2.7%)	$588,073 (+0.16%) Land $135,000 Building $453,073
2025	$5,402.00 (+12.14%) Homeowner's exemption	$415,086 (+2.9%)	$587,118 (-1.48%) Land $135,000 Building $452,118
2024	$4,817.00 (+1.95%) Homeowner's exemption	$403,388 (+3%)	$595,935 (-0.98%) Land $135,000 Building $460,935
2023	$4,725.00 (+2.74%) Homeowner's exemption	$391,639 (+3%)	$601,821 (+20.78%) Land $135,000 Building $466,821
2022	$4,599.00 Homeowner's exemption	$380,232	$498,296 Land $112,000 Building $386,296

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 121 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	28 (2008–2024)
Claims Outside the SFHA	6 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Hurricane Matthew, Oct 2016 · 8 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 203 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.