St. Johns County property record for 509 Athens Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,433 sqft · built 2018 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $612,000 (Aug 2025) |
| Tax Bill | $6,098 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027142-0080 |
| Primary APN | 027142-0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,433 sqft Living Area |
| Gross Area | 3,575 sqft |
| 1st Floor Area | 2,433 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 914 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 509 ATHENS DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85/8-12 ARBOR MILL PHASE TWO LOT 8 OR6204/1779 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | ARBOR MILL PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027142-0080
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Aug 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Sep 12, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on Record |
| Deed Sale | Aug 19, 2025 · Amount on Record |
| Prior Sale | Aug 11, 2022 · Amount on Record |
| Deed Document Number | 202566891 |
| Deed Book / Page | 6204 / 1779 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 11, 2022 |
| Property Address | 509 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Document Number | 0056140598 |
| Book / Page | 5614 / 598 |
| Map Reference | MB 85 PG 8-12 |
| Instrument Date | Aug 02, 2022 |
| Instrument | 2022077484 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,501.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 ATHENS DR, ST AUGUSTINE, FL 32092-1945 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 509 ATHENS DR, ST AUGUSTINE, FL 32092-1945 |
| Document Number | 0005614600 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 5614/600 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 509 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050050927 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 5005/927 |
| Instrument | 2020063124 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Aug 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 12, 2018 |
| Property Address | 509 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Document Number | 0046110692 |
| Book / Page | 4611 / 0692 |
| Map Reference | MB85 PG8-12 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 2018066419 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 WESCONNETT BLVD, 5303, JACKSONVILLE, FL 32210-7832 |
| Name | Verified Name |
|---|---|
| Address | 509 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Document Number | 2018066420 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 2018066420 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,979 (-36.15%) | $479,381 (+2.71%) Land $110,000 Building $369,381 | |
| 2025 | $6,098.00 (+2.63%) Homeowner's exemption | $466,711 (-5.34%) | $466,711 (-5.34%) Land $100,000 Building $366,711 |
| 2024 | $5,942.00 (-1.95%) Homeowner's exemption | $493,047 (-0.76%) | $493,047 (-0.76%) Land $120,000 Building $373,047 |
| 2023 | $6,060.00 (+77.24%) Homeowner's exemption | $496,815 (+72.5%) | $496,815 (+18.69%) Land $120,000 Building $376,815 |
| 2022 | $3,419.00 Homeowner's exemption | $288,007 | $418,584 Land $100,800 Building $317,784 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 121 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024, river or lake flooding, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 820 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Fiber | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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