St. Johns County property record for 517 Athens Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,433 sqft · built 2019 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $695,000 (May 2024) |
| Tax Bill | $6,931 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027142-0090 |
| Primary APN | 027142-0090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,433 sqft Living Area |
| Gross Area | 3,574 sqft |
| 1st Floor Area | 2,433 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 913 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 228 sqft |
| Patio Area | 726 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 517 ATHENS DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85/8-12 ARBOR MILL PHASE TWO LOT 9 OR5957/356 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | ARBOR MILL PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027142-0090
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 517 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jun 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Feb 06, 2019 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on Record |
| Deed Sale | May 29, 2024 · Amount on Record |
| Prior Sale | Jun 14, 2021 · Amount on Record |
| Deed Document Number | 202441272 |
| Deed Book / Page | 5957 / 356 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 517 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 517 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Document Number | 0056040591 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 5604/591 |
| Instrument | 2022072582 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 14, 2021 |
| Property Address | 517 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Document Number | 0052891847 |
| Book / Page | 5289 / 1847 |
| Map Reference | MB 85 PG 8-12 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021066080 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 JOHN FOXS RUN, NORTH AUGUSTA, SC 29860-7524 |
| Name | Verified Name |
|---|---|
| Address | 517 ATHENS DR, ST AUGUSTINE, FL 32092-1945 |
| Document Number | 0052891849 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 5289/1849 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 06, 2019 |
| Property Address | 517 ATHENS DR, SAINT AUGUSTINE, FL 32092-1945 |
| Document Number | 0046770237 |
| Book / Page | 004677 / 000237 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 8436 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $19.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 517 ATHENS DR ST AUGUSTINE FL 320921945, ST AUGUSTINE, FL 32092-1945 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,859 (-0.7%) Land $135,000 Building $389,859 | $524,859 (-0.7%) Land $135,000 Building $389,859 | |
| 2025 | $6,931.00 (+21.9%) Homeowner's exemption | $528,579 (+11.84%) | $528,579 (-1.35%) Land $135,000 Building $393,579 |
| 2024 | $5,686.00 (+1.94%) Homeowner's exemption | $472,616 (+3%) | $535,834 (+1.34%) Land $135,000 Building $400,834 |
| 2023 | $5,578.00 (+2.65%) Homeowner's exemption | $458,850 (+3%) | $528,770 (+18.7%) Land $135,000 Building $393,770 |
| 2022 | $5,434.00 Homeowner's exemption | $445,485 | $445,485 Land $112,000 Building $333,485 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 28 (2008–2024) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 203 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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