525 186th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 525 186th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,749 sqft · built 1979
Lot Size	0.207 acres (9,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Jul 2021)
Tax Bill	$4,953 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222100-0-070`

Property Details

APN / Parcel Number

Primary APN	`222100-0-070`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,749 sqft Living Area
Gross Area	2,278 sqft
Upper Floors Area	1,050 sqft
Basement Area	699 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	9,001 sqft (0.207 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	194 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	525 186TH ST E
City	SPANAWAY
State	WA
Zip	98387-8398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 41 ANN/OVER TERRACE: ANN/OVER TERRACE L 7 EASE OF RECORD SE 33-19-03E
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	ANN/OVER TERRACE
Legal Lot Number	7
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 186TH ST E, SPANAWAY, WA 98387-8398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Oct 23, 2009 · Amount on Record
Deed Document Number	2021791
Prior Transfer Date	Mar 9, 2006
Prior Transfer Doc	0000000312
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 9, 2021
Property Address	525 186TH ST E, SPANAWAY, WA 98387-8398
Document Number	0007090791
Map Reference	VOL 55 PG 38&39
Instrument Date	Jul 7, 2021
Instrument	202107090791
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,816.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 186TH ST E, SPANAWAY, WA 98387-8398
Investor	Possibly a Property Investor

Mortgage

Document Number	0007090792
Date	Jul 9, 2021
Instrument	202107090792

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,953.00 (+1.81%)	$428,600 (+7.5%) Land $166,300 Building $262,300	$428,600 (+7.5%) Land $166,300 Building $262,300
2025	$4,865.00 (+3.55%)
2024	$4,698.00 (-3.13%)	$398,700 (-5.12%) Land $177,400 Building $221,300	$398,700 (-5.12%) Land $177,400 Building $221,300
2023	$4,850.00	$420,200 Land $171,300 Building $248,900	$420,200 Land $171,300 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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