221 186th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 221 186th St E, Spanaway, WA 98387 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,960 sqft · built 1979
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Apr 2025)
Tax Bill	$5,318 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`408203-0-120`

Property Details

APN / Parcel Number

Primary APN	`408203-0-120`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Open Slab
Porch Area	1,400 sqft
Deck Area	655 sqft
Patio Area	655 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	221 186TH ST E
City	SPANAWAY
State	WA
Zip	98387-8315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 42 GARLO THIRD ADDITION L 12 EASE OF RECORD OUT OF 03-19-33-4-063 SEG L-2177 HB JW
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	GARLO THIRD ADDITION
Legal Lot Number	12
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1004
Census Tract	71416

Owner

Source: Pierce County records · APN 408203-0-120

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 186TH ST E, SPANAWAY, WA 98387-8315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Warranty Deed, Transfer · VA Mortgage HOMESTREET BANK
May 14, 2020	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 12, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	2025212
Prior Transfer Date	Feb 17, 2015
Prior Transfer Doc	0000000271
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 10, 2021
Property Address	221 186TH ST E, SPANAWAY, WA 98387-8315
Document Number	0003100884
Map Reference	VOL 57 PG 31&32
Instrument Date	Mar 07, 2021
Instrument	202103100884
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,720.31
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 186TH ST E, SPANAWAY, WA 98387-8315

Mortgage

Document Number	0003100885
Date	Mar 10, 2021
Instrument	202103100885

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 14, 2020
Property Address	221 186TH ST E, SPANAWAY, WA 98387-8315
Document Number	0005140512
Map Reference	VOL 57 PG 31&32
Instrument Date	May 06, 2020
Instrument	202005140512
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 186TH ST E, SPANAWAY, WA 98387-8315

Mortgage

Document Number	0005140513
Date	May 14, 2020
Instrument	202005140513

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	221 186TH ST E, SPANAWAY, WA 98387-8315
Document Number	1909250129
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 186TH ST E SPANAWAY WA 983878315, SPANAWAY, WA 98387-8315

Mortgage

Document Number	1909250129
Date	Sep 25, 2019
Instrument	201909250129

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 12, 2018
Property Address	221 186TH ST E, SPANAWAY, WA 98387-8315
Document Number	1801120108
Instrument Date	Jan 08, 2018
Instrument	201801120108
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,116.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 186TH ST E SPANAWAY WA 983878315, SPANAWAY, WA 98387-8315

Mortgage

Document Number	1801120109
Date	Jan 12, 2018
Instrument	201801120109

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,700 (+7.91%) Land $176,800 Building $301,900	$478,700 (+7.91%) Land $176,800 Building $301,900
2025	$5,318.00 (+3.4%)
2024	$5,143.00 (-3.65%)	$443,600 (-5.4%) Land $188,600 Building $255,000	$443,600 (-5.4%) Land $188,600 Building $255,000
2023	$5,338.00	$468,900 Land $182,100 Building $286,800	$468,900 Land $182,100 Building $286,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530714161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Palisade America's Investment. Availability varies by address; speeds are provider-advertised maximums, not measured.

221 186th St E, Spanaway, WA 98387 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

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Nearby Streets

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