5249 Setter Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 5249 Setter Rd, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,052 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,950 (Nov 2019)
Tax Bill	$3,786 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040.14-01-23`

Property Details

APN / Parcel Number

Primary APN	`040.14-01-23`
Alternative APNs	`000015237` `04014 123`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,052 sqft Finished Area
Gross Area	2,820 sqft
1st Floor Area	1,026 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Combination
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000015237
Street Address	5249 SETTER RD
City	ROANOKE
State	VA
Zip	24012-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 6 BLK 2 SEC 1 REV MAP HUNTRIDGE
Legal Subdivision	HUNTRIDGE
Legal Block	2
Legal Lot Number	6
Jurisdiction	ROANOKE VA
Township / Civil Division	HOLLINS
Census Block Group	3
Census Block	3028
Census Tract	31202

Owner

Source: Roanoke County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5249 SETTER RD, ROANOKE, VA 24012-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 23, 2021	Deed of Trust, Mortgage · VA Mortgage ATLANTIC UNION BK
Nov 8, 2019	Grant Deed, Transfer · VA Mortgage ATLANTIC UNION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	20195
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	5249 SETTER RD, ROANOKE, VA 24012-8518
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017826
Date	Dec 14, 2021
Instrument	202117826

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	5249 SETTER RD, ROANOKE, VA 24012-8518
Document Number	0000004396
Instrument Date	Mar 23, 2021
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5249 SETTER RD ROANOKE VA 240128518, ROANOKE, VA 24012-8518

Mortgage

Document Number	0000004396
Date	Mar 29, 2021
Instrument	4396

Lender

Name	ATLANTIC UNION BK
Address	RESTON, VA 20191

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2051

Interest

Rate	2.75%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE VA
Recording Date	Nov 8, 2019
Property Address	5249 SETTER RD, ROANOKE, VA 24012-8518
Document Number	0000011085
Instrument Date	Nov 4, 2019
Instrument	11085
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$274.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5249 SETTER RD ROANOKE VA 240128518, ROANOKE, VA 24012-8518

Mortgage

Document Number	11086
Date	Nov 8, 2019
Instrument	11086

Lender

Name	ATLANTIC UNION BK
Address	RESTON, VA 20191

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,786.00 (+18.16%)	$367,600 (+21.6%) Land $70,000 Building $297,600	$367,600 (+21.6%) Land $70,000 Building $297,600
2023	$3,204.00	$302,300 Land $55,000 Building $247,300	$302,300 Land $55,000 Building $247,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1992–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Apr 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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