5225 Setter Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 5225 Setter Rd, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual on Record
Last Sale	$375,000 (Apr 2024)
Tax Bill	$3,732 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040.14-01-20`

Property Details

APN / Parcel Number

Primary APN	`040.14-01-20`
Alternative APNs	`000015234` `04014 120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,624 sqft Finished Area
Gross Area	3,833 sqft
1st Floor Area	1,624 sqft
Basement Area	1,608 sqft
Finished Basement	1,426 sqft
Unfinished Basement	182 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	351 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	000015234
Street Address	5225 SETTER RD
City	ROANOKE
State	VA
Zip	24012-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 BLK 2 SEC 1 REV MAP HUNTRIDGE
Legal Subdivision	HUNTRIDGE
Legal Block	2
Legal Lot Number	3
Jurisdiction	ROANOKE VA
Township / Civil Division	HOLLINS
Census Block Group	3
Census Block	3028
Census Tract	31202

Owner

Source: Roanoke County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	5225 SETTER RD, ROANOKE, VA 24012-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage PLANET HOME LENDING LLC
Apr 29, 2024	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Deed Document Number	20242942
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	9077
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	5225 SETTER RD, ROANOKE, VA 24012-8518
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5225 SETTER RD, ROANOKE, VA 24012-8518

Mortgage

Document Number	0000001186
Date	Feb 11, 2026
Instrument	202601186

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2066

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Apr 29, 2024
Property Address	5225 SETTER RD, ROANOKE, VA 24012-8518
Document Number	0000002942
Map Reference	MB 9 PG 200
Instrument Date	Apr 22, 2024
Instrument	202402942
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5225 SETTER RD, ROANOKE, VA 24012-8518

Mortgage

Document Number	0000002943
Date	Apr 29, 2024
Instrument	202402943

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,732.00 (+2.22%)	$362,400 (+2.23%) Land $70,000 Building $292,400	$362,400 (+2.23%) Land $70,000 Building $292,400
2025	$3,651.00 (+23.22%)	$354,500 (+26.79%) Land $65,000 Building $289,500
2024			$354,500 (+26.79%) Land $65,000 Building $289,500
2023	$2,963.00	$279,600 Land $55,000 Building $224,600	$279,600 Land $55,000 Building $224,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1992–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Apr 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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