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5234 Setter Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 5234 Setter Rd, Roanoke, VA 24012

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,623 sqft · built 1985
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$3,381 (2026)
Deeds & MortgagesSep 2023 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN040.14-01-46

Property Details

APN / Parcel Number

Primary APN040.14-01-46
Alternative APNs
  • 000015260
  • 04014 146

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,623 sqft Finished Area
Gross Area3,421 sqft
1st Floor Area1,623 sqft
Basement Area1,593 sqft
Finished Basement725 sqft
Unfinished Basement868 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area45 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number000015260
Street Address5234 SETTER RD
CityROANOKE
StateVA
Zip24012-8517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 4 BLK 1 SEC 1 REV MAP HUNTRIDGE
Legal SubdivisionHUNTRIDGE
Legal Block1
Legal Lot Number4
JurisdictionROANOKE VA
Township / Civil DivisionHOLLINS
Census Block Group4
Census Block4009
Census Tract31202

Owner

Source: Roanoke County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5234 SETTER RD, ROANOKE, VA 24012-8517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Deed of Trust, Mortgage · Commercial Mortgage
FREEDOM FIRST FCU
Mar 20, 2020Deed of Trust, Mortgage · Conventional with PMI
FREEDOM FIRST FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address5234 SETTER RD, ROANOKE, VA 24012-8517
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5234 SETTER RD, ROANOKE, VA 24012-8517

Mortgage

Document Number0000006779
DateSep 6, 2023
Instrument202306779
Lender
NameFREEDOM FIRST FCU
TypeCredit Union
AddressROANOKE, VA 24019
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueSep 6, 2043

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address5234 SETTER RD, ROANOKE, VA 24012-8517
Document Number0000003061
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5234 SETTER RD ROANOKE VA 240128517, ROANOKE, VA 24012-8517

Mortgage

Document Number0000003061
DateMar 25, 2020
Instrument3061
Lender
NameFREEDOM FIRST FCU
AddressSALEM, VA 24153-6433
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 24, 2050

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRoanoke County
Unified School DistrictRoanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,381.00 (+20.32%)$328,300 (+23.84%) Land $70,000 Building $258,300$328,300 (+23.84%) Land $70,000 Building $258,300
2023$2,810.00$265,100 Land $55,000 Building $210,100$265,100 Land $55,000 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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