5249 Deer Hill Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5249 Deer Hill Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms7 Baths
Year BuiltBuilt 2004
Square Footage2,919 sqft Living Area
Lot Size740,084 sqft (16.9 acres)
Garage975 sqft
OccupancyOwner Occupied
Tax Bill$9,369.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-18-400-006-000

Interior

Bedrooms3 Beds
Full Baths7 Baths
Plumbing Fixtures21 Plumbing Fixtures
Building Area2,919 sqft Living Area
1st Floor2,919 sqft 1st Floor
Basement Area2,919 sqft Basement
Unfinished Basement2,919 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area740,084 sqft (16.9 acres)
Garage Area975 sqft Garage
Patio Area121 sqft Patio
Porch Area555 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address5249 DEER HILL RD
CityWATERLOO
StateIL
Zip62298-6311
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART TAX LOT 2
Legal Range10W
Legal Township03S
Legal Section18
Legal Lot Number2
JurisdictionMONROE IL
Minor Civil Division12
Census Blockgroup1
Census Block1042
Census Tract600501

Owner

Source: Monroe County records · APN 10-18-400-006-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5249 DEER HILL RD, WATERLOO, IL 62298-6311
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2025Deed of Trust, Mortgage · Line of Credit
STATE BANK
Oct 09, 2020Loan Modification, Mortgage · Line of Credit
STATE BK
Sep 26, 2018Quit Claim Deed, Transfer
MONROE COUNTY TITLE COMPANY (MCTC)
Sep 26, 2018Quit Claim Deed, Construction Loan · Line of Credit
STATE BK/WATERLOO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 22, 2025
Transfer Doc0000437309
Record RefreshedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5249 DEER HILL RD, WATERLOO, IL 62298-6311
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000436221
DateJan 21, 2025
Instrument436221
Lender
NameSTATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueDec 15, 2026

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE IL
Property Address5249 DEER HILL RD, WATERLOO, IL 62298-6311
Document Number0000411622
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address5249 DEER HILL RD WATERLOO IL 622986311, WATERLOO, IL 62298-6311

Mortgage

Document Number0000411622
DateOct 09, 2020
Instrument411622
Lender
NameSTATE BK
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateSep 26, 2018
Property Address5249 DEER HILL RD, WATERLOO, IL 62298-6311
Document Number0000398009
Instrument DateSep 24, 2018
Instrument398009
Transaction TypeTransfer
Record UpdatedOct 08, 2018
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC)

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5249 DEER HILL RD WATERLOO IL 622986311, WATERLOO, IL 62298-6311

September 2018: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateSep 26, 2018
Property Address5249 DEER HILL RD, WATERLOO, IL 62298-6311
Document Number0000398012
Instrument DateSep 24, 2018
Instrument398012
Transaction TypeConstruction Loan
Record UpdatedOct 09, 2018
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC)

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5249 DEER HILL RD WATERLOO IL 622986311, WATERLOO, IL 62298-6311

Mortgage

Document Number398016
DateSep 26, 2018
Instrument398016
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 25, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$179,981 (+4.09%) Land $15,111 Building $164,870
2024$9,369.00$172,907 (+5.93%) Land $15,464 Building $157,443$518,721 (+5.93%) Land $46,392 Building $472,329
2022Homeowner's exemption Additional exemption filed$163,234 Land $14,154 Building $149,080$489,702 Land $42,462 Building $447,240

Flood & Wildfire

5249 Deer Hill Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 71st in Illinois
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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