Monroe County property record for 5572 Deer Hill Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,497 sqft · built 1984 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,486 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-18-200-001-000 |
| Primary APN | 10-18-200-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,497 sqft Building Perimeter |
| 1st Floor Area | 969 sqft |
| Upper Floors Area | 528 sqft |
| Basement Area | 1,497 sqft |
| Unfinished Basement | 1,497 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Lot Area | 239,580 sqft (5.5 acres) |
| Garage Area | 810 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 246 sqft |
| Deck Area | 334 sqft |
| Patio Area | 334 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5572 DEER HILL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART NW NE & PART NE NW |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 18 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5572 DEER HILL RD, WATERLOO, IL 62298-6316 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 9, 2026 |
| Property Address | 5572 DEER HILL RD, WATERLOO, IL 62298-6316 |
| Document Number | 0000443392 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026443392 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 5572 DEER HILL RD, WATERLOO, IL 62298-6316 |
| Document Number | 0000443392, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 2026443392 |
| Name | STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5572 DEER HILL RD, WATERLOO, IL 62298-6316 |
| Document Number | 0000397999 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC) |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5572 DEER HILL RD WATERLOO IL 622986316, WATERLOO, IL 62298-6316 |
| Document Number | 0000397999 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 397999 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,486.00 (+0.79%) Homeowner's exemption | $119,480 (+10.06%) Land $19,200 Building $100,280 | $358,440 (+10.06%) Land $57,600 Building $300,840 |
| 2024 | $6,435.00 | ||
| 2022 | Additional exemption filed | $108,560 Land $19,200 Building $89,360 | $325,680 Land $57,600 Building $268,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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