5235 Deer Hill Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5235 Deer Hill Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,592 sqft · built 1983
Lot Size	41.2 acres (1,798,157 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,013 (2025)
Deeds & Mortgages	Jun 2018 Transfer Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-18-300-004-000`

Property Details

APN / Parcel Number

Primary APN	`10-18-300-004-000`
Alternative APN	`10180000000700 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,592 sqft Living Area
1st Floor Area	3,592 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	1,798,157 sqft (41.2 acres)
Garage Area	728 sqft

Exterior Amenities

Porch	Porch
Porch Area	450 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5235 DEER HILL RD
City	WATERLOO
State	IL
Zip	62298-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	SE SW
Legal Range	10W
Legal Township	03S
Legal Section	18
Jurisdiction	MONROE IL
Township / Civil Division	12
Census Block Group	1
Census Block	1042
Census Tract	600501

Owner

5235 Deer Hill Rd is owned and occupied by two individuals who acquired it in June 2018.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5235 DEER HILL RD, WATERLOO, IL 62298-6311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 21, 2018
Transfer Doc	0000396530
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Jun 22, 2018
Property Address	5235 DEER HILL RD, WATERLOO, IL 62298-6311
Document Number	0000396530
Instrument Date	Jun 21, 2018
Instrument	396530
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5235 DEER HILL RD WATERLOO IL 622986311, WATERLOO, IL 62298-6311

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Sep 20, 2017
Property Address	5235 DEER HILL RD, WATERLOO, IL 62298-6311
Document Number	0000392031
Map Reference	DOC 118453
Instrument Date	Sep 1, 2017
Instrument	392031
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5235 DEER HILL RD, WATERLOO, IL 62298-6311

Mortgage

Document Number	0000392032
Date	Sep 20, 2017
Instrument	392032

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5235 Deer Hill Rd was $6,013 with a homeowner's exemption, up 125.5% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,013.00 (+125.46%) Homeowner's exemption	$111,629 Land $14,929 Building $96,700	$334,887 (+95.54%) Land $44,787 Building $290,100
2024	$2,667.00		$171,261 Land $45,891 Building $125,370
2022	Homeowner's exemption Additional exemption filed	$55,348 Land $14,018 Building $41,330	$166,044 Land $42,054 Building $123,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5235 Deer Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5235 Deer Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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