5248 River Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 5248 River Rd, Petoskey, MI 49770 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Other
Square Footage	1,499 sqft Living Area
Lot Size	88,862 sqft (2.04 acres)
Garage	240 sqft
Occupancy	Owner Occupied
Last Sale	$290,000 (2020)
Tax Bill	$2,561.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-19-33-200-013`

Interior

Full Baths	2 Baths
Building Area	1,499 sqft Living Area
1st Floor	1,148 sqft 1st Floor
Basement Area	280 sqft Basement
Stories	4 Stories

Exterior

Architectural Style	Other Style
Fire Resistance Class	Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials.
Lot Area	88,862 sqft (2.04 acres)
Garage Area	240 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	5248 RIVER RD
City	PETOSKEY
State	MI
Zip	49770-9515
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT OF NE ? OF NE ? OF SECTION 33, COM AT N ? COR OF SD SEC, TH S88?48?38?E 1321.03 FT ALG N LN OF SD SEC, TH S00?17?35?E
Legal Range	05W
Legal Township	34N
Legal Section	33
Jurisdiction	EMMET MI
Minor Civil Division	BEAR CREEK
Census Blockgroup	1
Census Block	1049
Census Tract	970600

Owner

Source: Emmet County records · APN 01-19-33-200-013

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5248 RIVER RD, PETOSKEY, MI 49770-9515
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Apr 03, 2003 · Amount on Record
Deed Doc Number	20205179492
Deed Book / Page	1226 / 542
Record Refreshed	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 29, 2020
Property Address	5248 RIVER RD, PETOSKEY, MI 49770-9515
Document Number	1226/542
Book / Page	1226 / 542
Instrument Date	Oct 23, 2020
Instrument	5179492
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5248 RIVER RD, PETOSKEY, MI 49770-9515

Mortgage

Document Number	5179493
Date	Oct 29, 2020
Instrument	5179493

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,000 (+45.44%) Land $23,900 Building $145,100	$338,000 (+45.44%) Land $47,800 Building $290,200
2024	$2,561.00
2023		$116,200 Land $19,700 Building $96,500	$232,400 Land $39,400 Building $193,000

Flood & Wildfire

5248 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Emmet County (26047C), updated May 31, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.