Emmet County property record for 4800 River Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,208 sqft |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,251 (2024) |
| Deeds & Mortgages | Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-28-400-009 |
| Primary APN | 01-19-28-400-009 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Architectural Style | Other |
|---|---|
| Lot Area | 74,923 sqft (1.72 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4800 RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | PT OF S ? OF SE ? OF SECTION 28, COM AT S ? COR OF SD SEC, TH S88?48?38?E 1321.03 FT ALG S LN OF SD SEC, TH N00?29?36?W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4800 RIVER RD, PETOSKEY, MI 49770-8764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4800 RIVER RD, PETOSKEY, MI 49770-8764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1215/387 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 1215/387 |
| Instrument | 5168305 |
| Name | MBANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,800 (+41.72%) Land $11,700 Building $120,100 | $263,600 (+41.72%) Land $23,400 Building $240,200 | |
| 2024 | $1,251.00 | ||
| 2023 | $93,000 Land $8,200 Building $84,800 | $186,000 Land $16,400 Building $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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