Emmet County property record for 5080 River Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft |
| Lot Size | 6.42 acres (279,655 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,457 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-33-200-010 |
| Primary APN | 01-19-33-200-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 279,655 sqft (6.42 acres) |
| Garage Area | 672 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5080 RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | PT OF NE 1/4 OF NE 1/4 OF SECTION 33, COM S88?48'38"E 1321.03 FT FROM N 1/4 COR FOR POB, TH S00?17'35"E 633.45 FT ALG E 1/8 |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 33 |
| Legal Subdivision | S33 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5080 RIVER RD, PETOSKEY, MI 49770-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE |
| Mar 31, 2020 | Deed, Transfer · VA Mortgage CARDINAL FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2020 |
| Deed Sale | Mar 31, 2020 |
| Prior Sale | Apr 3, 2001 · Amount on Record |
| Deed Document Number | 20205173310 |
| Deed Book / Page | 1220 / 366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5080 RIVER RD, PETOSKEY, MI 49770-9515 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5080 RIVER RD, PETOSKEY, MI 49770-9515 |
| Document Number | 0000001236/0000000981 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 0000001236/0000000981 |
| Instrument | 518994 |
| Name | UNITED WHOLESALE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 31, 2020 |
| Property Address | 5080 RIVER RD, PETOSKEY, MI 49770-9515 |
| Document Number | 1220/366 |
| Book / Page | 1220 / 366 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 5173310 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5080 RIVER RD, PETOSKEY, MI 49770-9515 |
| Document Number | 5173311 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 5173311 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,300 (+50.84%) Land $33,500 Building $128,800 | $324,600 (+50.84%) Land $67,000 Building $257,600 | |
| 2024 | $2,457.00 | ||
| 2023 | $107,600 Land $24,200 Building $83,400 | $215,200 Land $48,400 Building $166,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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