5247 Bercot Rd, Freeland, WA 98249 Property Records

Island County property record for 5247 Bercot Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,941 sqft · built 1989
Lot Size	0.543 acres (23,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,562 (Apr 2018)
Tax Bill	$9,061 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S8290-00-00005-1`

Property Details

APN / Parcel Number

Primary APN	`S8290-00-00005-1`
Alternative APN	`405975`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	3 Stories
Building Area	2,941 sqft Living Area
Gross Area	3,909 sqft
1st Floor Area	919 sqft
Upper Floors Area	2,027 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Shingle
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	23,644 sqft (0.543 acres)
Lot Dimensions	100 ft deep x 75 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	968 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	775 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	5247 BERCOT RD
City	FREELAND
State	WA
Zip	98249-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	SYNDICATE ADD LOT 5 EX S75INCL ADJ TIDES
Legal Subdivision	SYNDICATE ADD
Legal Lot Number	5
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2021
Census Tract	971301

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 116TH AVE SE, 111, BELLEVUE, WA 98004-6436
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC
Jun 20, 2018	Quit Claim Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC
Apr 18, 2018	Quit Claim Deed, Transfer FUSION POINT LLC
Apr 18, 2018	Warranty Deed, Transfer FUSION POINT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Feb 11, 2014 · Amount on Record
Deed Document Number	20184442824
Last Transfer Date	Jun 19, 2018
Transfer Doc	0004446445
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5247 BERCOT RD, FREELAND, WA 98249-9742
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004533447
Date	Nov 10, 2021
Instrument	4533447

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5247 BERCOT RD, FREELAND, WA 98249-9742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004465883
Date	Jun 21, 2019
Instrument	4465883

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 20, 2018
Property Address	5247 BERCOT RD, FREELAND, WA 98249-9742
Document Number	0004446445
Map Reference	VOL2 PG23
Instrument Date	Jun 19, 2018
Instrument	4446445
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 142ND PL NE, BELLEVUE, WA 98007-3251

Mortgage

Document Number	0004446446
Date	Jun 20, 2018
Instrument	4446446

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 18, 2018
Property Address	5247 BERCOT RD, FREELAND, WA 98249-9742
Document Number	0004442825
Instrument Date	Apr 16, 2018
Instrument	4442825
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5247 BERCOT RD FREELAND WA 982499742, FREELAND, WA 98249-9742

Mortgage

Document Number	4442826
Date	Apr 18, 2018
Instrument	4442826

Lender

Name	FUSION POINT LLC
Address	50 116TH AVE SE # 111, BELLEVUE, WA 98004-6436

Agreement

Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 18, 2018
Property Address	5247 BERCOT RD, FREELAND, WA 98249-9742
Document Number	0004442824
Instrument Date	Mar 26, 2018
Instrument	4442824
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,821.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3603 142ND PL NE BELLEVUE WA 980073251, BELLEVUE, WA 98007-3251

Mortgage

Document Number	4442826
Date	Apr 18, 2018
Instrument	4442826

Lender

Name	FUSION POINT LLC
Address	50 116TH AVE SE # 111, BELLEVUE, WA 98004-6436

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,061.00 (+29.57%)
2025		$1,151,234 (+5.7%) Land $650,600 Building $500,634	$1,151,234 (+5.7%) Land $650,600 Building $500,634
2023	$6,993.00	$1,089,193 (+4.08%) Land $575,600 Building $513,593	$1,089,193 (+4.08%) Land $575,600 Building $513,593
2022		$1,046,544 Land $575,600 Building $470,944	$1,046,544 Land $575,600 Building $470,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2012–2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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