Orange County property record for 5245 Beach River Rd, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,079 sqft · built 2004 |
| Lot Size | 0.165 acres (7,196 sqft) |
| Owner | Individual Name on File |
| Last Sale | $482,500 (Mar 2022) |
| Tax Bill | $5,522 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-27-8390-00-260 |
| Primary APN | 10-23-27-8390-00-260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,079 sqft Living Area |
| Gross Area | 2,980 sqft |
| 1st Floor Area | 2,079 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,196 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 337 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5245 BEACH RIVER RD |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | SUMMERPORT PHASE 2 54/104 LOT 26 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | SUMMERPORT PH 2 |
| Legal Phase | 2 |
| Legal Tract | 8390 |
| Legal Lot Number | 26 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 17114 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5245 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on Record |
| Deed Sale | Mar 28, 2022 · Amount on Record |
| Prior Sale | Jul 3, 2018 · Amount on Record |
| Deed Document Number | 2022199131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 28, 2022 |
| Property Address | 5245 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Document Number | 0000199131 |
| Map Reference | MB 54 PG 104-111 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 20220199131 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,377.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 239 SOLITUDE DR, 239, SAN MARCOS, TX 78666-4565 |
| Name | Verified Name |
|---|---|
| Address | 5245 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Document Number | 0000199132 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 20220199132 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 5245 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Document Number | 0000394966 |
| Map Reference | MB 54 PG 104-111 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 20180394966 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 BELLINGRATH TER, 105, DELAND, FL 32724-7317 |
| Name | Verified Name |
|---|---|
| Address | 5245 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Document Number | 0000394967 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 20180394967 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,533 (+2.7%) | $472,590 (-1.16%) Land $125,000 Building $347,590 | |
| 2025 | $5,522.00 (+5.08%) Homeowner's exemption | $340,344 (+5.99%) | $478,120 (+11.81%) Land $125,000 Building $353,120 |
| 2024 | $5,255.00 (+7.44%) | ||
| 2023 | $4,891.00 (+12.36%) Homeowner's exemption | $321,118 (+10.98%) | $427,614 (+17.21%) Land $125,000 Building $302,614 |
| 2022 | $4,353.00 Homeowner's exemption | $289,354 | $364,817 Land $110,000 Building $254,817 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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